Frequently Asked Questions
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Maya Flexi Loan is a credit line that lets you borrow money anytime to fund your business. Once your loan is approved, you can withdraw any amount within your available credit line instantly to your Maya Business deposit account. Enjoy low service fees and automatic payments so you can focus on funding your next great business idea.
Maya Flexi Loan offers instant loans suited for your specific business needs. Get approved quickly with a quick and easy application process!
Personalized loan offers and competitive fees
Based on average sales from your payment solutions with Maya
Automatic payments
Settle your loan seamlessly via the Maya Business Manager dashboard
Fast activation
Activate your loan in minutes once you submit your application
To qualify for a Maya Flexi Loan, you must meet the following criteria:
- Be an active Maya Business solution user
- Have an active Maya Business Deposit Account
- Pass credit evaluation requirements
Use your Maya payments solutions actively and open a Maya Business Deposit account to improve your chances of getting your loan approved.
Before applying for a Maya Flexi Loan, make sure you have a Maya Business Deposit account. From there, all you have to do is:
Step 1: Log in to Maya Business Manager
Step 2: Go to the Loans tab
Step 3: Click Sign Up Now
If you're eligible, you'll be given a loan offer of up to P2,000,000. Complete the rest of the application and you can start using your loan right away!
In case you're not eligible, we'll let you know when you can apply again. You may also visit the Loans tab from time to time to check your eligibility.
Once you apply for a Maya Flexi Loan, you'll see instantly if you've been approved. Make sure you have an active Maya Business Deposit account before applying.
Any loan you make with Maya Flexi Loan gets deposited straight to your Maya Business deposit account. From there, you can use the funds for anything your business needs.
There is a one-time 1% admin fee and a Documentary Stamp Tax whenever you take out a loan. The net loan proceeds will be deposited to your Business Deposit account.
In addition, a small service fee will be added to your monthly payments. If you decide to pay the whole loan early, please note that the monthly service fees for the whole repayment period will still be charged.
You will be given a monthly due date when you take out a loan. Your account details will reflect the due date.
Paying for your loan is simple.
1/ Just log in to your Maya Business Manager account
2/ Go to the Loans tab to pay.
3/ Select a loan from your Loan History
4/ Click on the Pay Now button.
You can see the details of your Maya Flexi Loan in the Loans tab of your Maya Business Manager.
You will receive email notifications from Maya 7 days, 3 days, and 1 day before your due date. Please pay on time to avoid penalties.
Your payment will be posted one business day after it is made.
A penalty fee of 0.17% per day past your due date will be applied based on the overdue principal loan balance until the total amount due, inclusive of penalties, is paid. Access to new loan facilities will be temporarily restricted until the overdue balance is fully settled.
Pay your dues on time to avoid penalties, automatic deductions, or the suspension of your Maya Flexi Loan account.
For Maya Flexi Loan concerns and inquiries, contact us at (+632) 8-845-7700, toll-free at 1-800-1888-6571 using your PLDT landline, or at [email protected].
