Get your loan
in Maya Wallet instantly

As low as 0.77% monthly add-on rate*

Add-on rate applies to a 24-month installment
period. Terms and conditions apply.

Pay up to 24
monthly installments

How can Maya Personal Loan
help you?

Upgrade your home

Fund your home renovation or make a down payment on a new condo

Pay for school fees

Cover tuition and use the rest for
books and school supplies

Expand your business

Renovate your store, buy new equipment, or expand your inventory​

Buy a new gadget

Get the new iPhone, upgrade your
TV, or own the camera you’ve always wanted

Apply in 3 easy steps

You’re qualified if you:
👌 are 21 to 65 years old
🇵🇭 are a Filipino citizen living in the Philippines
💯 have an upgraded Maya account
💸 use Maya actively for your transactions

*Open to select users during Early Access

Phone 1

1Go to the Loans dashboard, tap Apply now

Phone 2

2Enter your desired loan amount and complete the application process

Phone 3

3Review your loan offer and tap Accept if you're happy with the terms

Once you accept your loan, the full amount will be instantly transferred to your Maya Wallet. 
Loan approval, amounts, and monthly add-on rate are subject to credit evaluation.

Why choose Maya Personal Loan?

Say yes to easy
loan computation

How much do you need?

₱15,000 ₱250,000

How long do you need to pay?

Monthly installment amount

₱7,871.76/ month
for 6 months

Your Maya Personal Loan offer is subject to credit evaluation.

Monthly installment amount is based on the lowest monthly add-on rate per installment period.

Your exact loan offer will be provided on the Maya App upon approval.

Stay tuned for more installment plans coming soon.

Pay easily
within the app

Phone 1

1Tap Pay now under Loans > Personal Loan

Phone 2

2Enter the amount you want to pay then tap Continue

*Please make sure you have enough balance in your wallet before your next due date
Phone 3

3Review the payment details then tap Pay

Phone 4

4 View your payment receipt or tap Done to go back home

Phone 5

5 Tapping View receipt on the previous screen will open the transaction summary

Phone 2

1Tap Apply now under Loans > Personal Loan

Phone 2

2Review the details then tap Continue

Phone 3

3 Set your desired loan amount and repayment terms then tap Continue

Phone 4

4 Review the loan offer then tap Accept

Phone 5

5 Enter the OTP you received then tap Verify to complete your application


Frequently Asked Questions

You’ve got questions, we’ve got answers

Need more answers?

Maya Personal Loan is still on early access at the moment. You may be eligible for Maya Personal Loan if you’ve met the following qualifications:

• You are at least 21 to 65 years old.
• You are a Filipino resident.
• You have an upgraded Maya account.
• You’ve been actively using your Maya account for transactions and purchases.

All applications are subject to credit evaluation. If you qualify for early access, we will notify you regarding your eligibility to apply for a Maya Personal Loan.

Step 1: Visit the Loans tab in the Maya app
Step 2: Tap Apply for a Loan in the Maya Personal Loan banner
Step 3: View the introduction screen and tap Continue
Step 4: Provide desired loan details in the loan calculator screen
Step 5: Input and validate your personal information then tap Submit
Step 6: Review and confirm your loan amount, interest rate, and repayment terms
Step 7: Enter a One-Time Pin (OTP) to authorize the loan disbursement
Step 8: Receive your loan through your Maya Wallet instantly

You may apply for a loan from P15,000 to P250,000.

Your Maya Personal Loan amount is subject to credit evaluation, based on your monthly salary and your credit history. Continue to use Maya for your transactions and always pay your bills on time to help increase your potential loan amount.

Your exact Maya Personal Loan offer, including your approved loan amount and interest rate, will be reflected in your Maya App upon application.

You can get a Maya Personal Loan with as low as 0.83% add-on rate per month (effective interest rate of 1.40% per month). All applications are subject to credit evaluation. Exact interest rate will be reflected in the Maya App upon application.

It’s everything and
a bank. What more
could you need?

For existing PayMaya users, update your app to Maya