Personal Loan
Get your loan
in Maya Wallet instantly
As low as 0.77% monthly add-on rate*
Add-on rate applies to a 24-month installment
period. Terms and conditions apply.
Pay up to 24
monthly installments
How can Maya Personal Loan
help you?
Upgrade your home
Fund your home renovation or make a down payment on a new condo
Pay for school fees
Cover tuition and use the rest for
books and school supplies
Expand your business
Renovate your store, buy new equipment, or expand your inventory
Buy a new gadget
Get the new iPhone, upgrade your
TV, or own the camera you’ve always wanted
Apply in 3 easy steps
You’re qualified if you:
👌 are 21 to 65 years old
🇵🇭 are a Filipino citizen living in the Philippines
💯 have an upgraded Maya account
💸 use Maya actively for your transactions
*Open to select users during Early Access
1Go to the Loans dashboard, tap Apply now
2Enter your desired loan amount and complete the application process
3Review your loan offer and tap Accept if you're happy with the terms
Once you accept your loan, the full amount will be instantly transferred to your Maya Wallet.
Loan approval, amounts, and monthly add-on rate are subject to credit evaluation.
Why choose Maya Personal Loan?
Low interest rates
Enjoy an add-on rate as low as 0.83%*
payable for up to 6 months
*Effective interest rate of 1.40% per month. Stay tuned for updates on these terms.
Instant* approval and disbursement
Get approved in seconds
and have your loan instantly
transferred to your Maya Wallet!
*For select upgraded Maya users only
Ease of use
Easy loan application, approval,payment, and tracking via the Maya app
Say yes to easy
loan computation
How much do you need?
How long do you need to pay?
Monthly installment amount
₱7,871.76/ month
for 6 months
Pay easily
within the app
1Tap Pay now under Loans > Personal Loan
2Enter the amount you want to pay then tap Continue
*Please make sure you have enough balance in your wallet before your next due date
3Review the payment details then tap Pay
4 View your payment receipt or tap Done to go back home
5 Tapping View receipt on the previous screen will open the transaction summary
1Tap Apply now under Loans > Personal Loan
2Review the details then tap Continue
3 Set your desired loan amount and repayment terms then tap Continue
4 Review the loan offer then tap Accept
5 Enter the OTP you received then tap Verify to complete your application
Frequently Asked Questions
You’ve got questions, we’ve got answers
Need more answers?
Maya Personal Loan is still on early access at the moment. You may be eligible for Maya Personal Loan if you’ve met the following qualifications:
• You are at least 21 to 65 years old.
• You are a Filipino resident.
• You have an upgraded Maya account.
• You’ve been actively using your Maya account for transactions and purchases.
All applications are subject to credit evaluation. If you qualify for early access, we will notify you regarding your eligibility to apply for a Maya Personal Loan.
Step 1: Visit the Loans tab in the Maya app
Step 2: Tap Apply for a Loan in the Maya Personal Loan banner
Step 3: View the introduction screen and tap Continue
Step 4: Provide desired loan details in the loan calculator screen
Step 5: Input and validate your personal information then tap Submit
Step 6: Review and confirm your loan amount, interest rate, and repayment terms
Step 7: Enter a One-Time Pin (OTP) to authorize the loan disbursement
Step 8: Receive your loan through your Maya Wallet instantly
You may apply for a loan from P15,000 to P250,000.
Your Maya Personal Loan amount is subject to credit evaluation, based on your monthly salary and your credit history. Continue to use Maya for your transactions and always pay your bills on time to help increase your potential loan amount.
Your exact Maya Personal Loan offer, including your approved loan amount and interest rate, will be reflected in your Maya App upon application.
You can get a Maya Personal Loan with as low as 0.77% add-on rate per month (effective interest rate of 1.39% per month). All applications are subject to credit evaluation. Exact interest rate will be reflected in the Maya App upon application.
It’s everything and
a bank. What more
could you need?
