Take life to the NEXT LEVEL

Get up to ₱250,000 instantly
with Maya Personal Loan
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How can Maya Personal Loan
help you?

Upgrade your home

Fund your home renovation or get a downpayment on a new condo

Consolidate your debts

Stop juggling multiple debts and pay them all off with Maya Personal Loan

Expand your business

Renovate your store, buy new equipment, or expand your inventory​

Pay your school fees

Cover your tuition and use the rest for books and school supplies

Buy a new gadget

Get the new iPhone, upgrade your TV, or own the camera you’ve always wanted

Apply for
Maya Personal Loan
in 3 easy steps

To qualify, make sure you meet the following requirements:
👌 You are 21 to 65 years old
🇵🇭 You are a Filipino resident
💯 You have an upgraded Maya account
💸 You use Maya actively for your transactions

Open to select users during Early Access

Phone 1

1Go to the Loans dashboard, tap “Apply now”

Phone 2

2Enter your desired loan amount and complete the application process

Phone 3

3Review your loan offer and tap 'Accept' if you're happy with the terms

Once you accept your loan, the full amount will be
instantly transferred to your Maya Wallet.
Loan approval, amounts, and monthly add-on rate are
subject to credit evaluation.

Why choose Maya Personal Loan?

Easily pay within the app

Phone 1

1Tap Pay now under Loans > Personal Loan

Phone 2

2Enter the amount you want to pay then tap Continue

Phone 3

3Review the payment details then tap Pay

Phone 4

4 View your payment receipt or tap Done to go back home

Phone 5

5 Tapping View receipt on the previous screen will open the transaction summary

Phone 2

1Tap Apply now under Loans > Personal Loan

Phone 2

2Review the details then tap Continue

Phone 3

3 Set your desired loan amount and repayment terms then tap Continue

Phone 4

4 Review the loan offer then tap Accept

Phone 5

5 Enter the OTP you received then tap Verify to complete your application


Frequently Asked Questions

You've got questions? We've got answers.

Need more answers?

Maya Personal Loan is still on early access at the moment. You may be eligible for Maya Personal Loan if you’ve met the following qualifications:

• You are at least 21 to 65 years old.
• You are a Filipino resident.
• You have an upgraded Maya account.
• You’ve been actively using your Maya account for transactions and purchases.

All applications are subject to credit evaluation. If you qualify for early access, we will notify you regarding your eligibility to apply for a Maya Personal Loan.

Step 1: Visit the Loans tab in the Maya app
Step 2: Tap Apply for a Loan in the Maya Personal Loan banner
Step 3: View the introduction screen and tap Continue
Step 4: Provide desired loan details in the loan calculator screen
Step 5: Input and validate your personal information then tap Submit
Step 6: Review and confirm your loan amount, interest rate, and repayment terms
Step 7: Enter a One-Time Pin (OTP) to authorize the loan disbursement
Step 8: Receive your loan through your Maya Wallet instantly

You may apply for a loan from P15,000 to P250,000.

Your Maya Personal Loan amount is subject to credit evaluation, based on your monthly salary and your credit history. Continue to use Maya for your transactions and always pay your bills on time to help increase your potential loan amount.

Your exact Maya Personal Loan offer, including your approved loan amount and interest rate, will be reflected in your Maya App upon application.

You can get a Maya Personal Loan with as low as 0.83% add-on rate per month (effective interest rate of 1.40% per month). All applications are subject to credit evaluation. Exact interest rate will be reflected in the Maya App upon application.