Zero up to ₱18,000
in seconds
Open your own line of Maya Credit in seconds. Seconds!
Open your own line of Maya Credit in seconds. Seconds!
We know that applying for credit in banks is a long and painful process. Well we’re tired of it too so we’ve made applying for Maya Credit, quick, easy, and definitely worth it
Requires:
💯 An upgraded account
💪 Active usage of Maya app for buying load, bills payment, online purchases and more
🚀 Good credit standing
Go to the Credit dashboard in your Maya app and tap 'Sign up for Maya Credit'
Check your eligibility and credit limit then tap 'Activate Now'.
You’re all done! Now you can use your Maya Credit to pay bills, buy load, or upgrade your phone.
Get a revolving credit line of up to ₱18,000 and pay as low as 3.99% service fee on used limit + documentary stamp tax
Maya Credit is a widely accepted payment method both for online and offline merchants from retail, groceries, dining and more!
Easy loan application, approval, payment, and tracking via the Maya app
Say goodbye to late payments. With Maya Credit, you can choose from over 700 billers and more than 360 merchants to buy from—all in the Maya App.
Top up your mobile data or gaming credits with Maya Credit. Enjoy unlimited internet access with 900+ packages to choose from.
Take your mobile experience to the next level. With Maya Credit, you can upgrade your phone to the latest device.
Whether you need to fix your car, appliance, or house, use Maya Credit to pay repair fees right away
No more worries about running short of money. With Maya Credit, you can easily checkout as you shop online or go on grocery runs.
1Once your Maya Credit is activated, tap 'Transfer to Wallet' to use your credit limit
Note: You will be charged a 5% service fee on your used limit + DST on your due date
2Enter the amount you want to transfer and tap 'Continue'
3 Confirm your transfer amount
4 Wait for your wallet balance to update then ‘Continue’
5 Your credit dashboard will be updated with your available credit
Tip: Pay your Maya Credit bill early to refresh your credit limit
1Upon online store checkout, choose Maya as your payment option under the QR and e-Wallets section
2Login to pay with your Maya number
3 Enter your Maya log in details and tap ‘Log in’
4 Enter the OTP sent to your mobile number
5 Select ‘Maya Credit’ as a payment option upon checkout
Note: Make sure you have already activated your Maya Credit in the app and have available credit limit
6 Tap 'Pay now' to confirm payment
7 Once your payment is confirmed, you can view your receipt
1 On Maya Shop, select the Shop item you want to purchase and tap ‘Continue’.
2Pay using your Maya Credit upon checkout. Note: Make sure you have already activated your Maya Credit and have available credit limit.
3 Tap 'Pay now' to confirm payment.
4 Once payment is confirmed, you’ll be able to see details of your transaction.
5 You can save your receipt once your transaction is processed.
1 Scan to pay in your favorite store.
Tip: You can pay through a static QR display, via Maya terminal or any QR PH accepting store
2Enter the amount of the item you’re buying.
Note: You don’t need to input purchase amount when paying via Maya terminal.
3 Select Maya Credit as payment option and tap ‘Continue’.
Note: Make sure you have already activated your Maya Credit in the app and have available credit limit.
4 Tap 'Pay now' to confirm payment.
5 Once payment is confirmed, you’ll be able to see details of your transaction.
6 You can save your receipt once your transaction is processed.
Remember: Always pay your bill on time to avoid penalties. You will be given 15 days after the billing coverage end date you’ve selected to pay for your Maya Credit.
You’ve got questions, we’ve got answers
Need more answers?
Maya Credit is still on early access at the moment. You may be eligible for Maya Credit if you’ve met the following qualifications:
If you qualify for early access, we will notify you once you are already eligible to activate your Maya Credit.
Maya Credit is still on early access to select users. Your eligibility for Maya Credit and your resulting credit limit are based on how frequently you use Maya’s services. The more consistently and actively you’ve used our services prior to applying, the higher your potential credit limit.
Depending on your eligibility, you may be charged with a service fee of as low as 3.99%.
Here's how you can compute your charges when loaning from Maya Credit:
Sample Total Amount (Credit used) - PhP 1,000.00
Add: Service Fee Charged (5% of used limit*) - PhP 50.00
Add: Documentary Stamp Tax (0.75% x 30/365 of used limit) - PhP 0.62
Penalties incurred - assuming 5 days late: (0.17% x overdue principal balance x # of days late) - P 8.50
Total Amount Due: PhP 1059.12
*This is a sample computation using 5% service fee.
With Maya Credit, your customers can shop at your online store even when they’re short of money
Maya Credit lets your customers shop at your store and pay within 30 days or on their next salary date for a minimal service fee against their used credit. If your customer has activated his Maya Credit on the Maya app, it will appear as a payment option on your website upon checkout. Maya Credit will also be available via QR soon.
Maya Credit encourages your customers to shop more using their Maya Credit balance
You can get more transactions and sales without additional fees.
Maya Credit will automatically activate when you get paid with Maya as a payment option
Learn all you need to know about applying to be a Maya Credit Merchant
You’ve got questions, we’ve got answers
Need more answers?
Maya Credit is a virtual credit line that lets your customers borrow up to P15,000 within the app. They can use this to pay their bills, buy groceries, purchase load, or upgrade their smartphone. This credit line can be accessed for eligible users – giving them cash whenever they need it.
If you are an existing Maya merchant: the agreed standard MDR (fees) for Maya will also apply for Maya Credit.
If you are a new Maya merchant: the default standard MDR (fees) of 1.5% for in-store payments and 2% for online payments will apply.
If you are an existing Maya merchant: we'll activate Maya Credit to all existing merchants in phases.
If you are a new Maya merchant: Maya Credit is automatically activated when you get Pay with Maya as a payment solution.
As a Maya Credit merchant, you'll receive merchandising materials from Maya.
Maya will also help you on the following:
Your relationship manager will walk you through the full details of the support we'll provide.
For merchant concerns and inquiries, contact us at (+632) 8-845 -7700, domestic toll-free (via PLDT landline) at 1-800-1888-6571, or at business.support@maya.ph
For existing Maya users, update your app to Maya
For existing PayMaya users, update your app to Maya
1.1 These terms and conditions (“T&C” or “Terms”) govern the terms under which you will avail of Maya Credit. By activating and applying for Maya Credit, you agree to be bound by the Terms. The General Terms and Conditions (GT&Cs) of Maya Bank accessible through this link: https://mayabank.ph/terms-conditions/ are deemed incorporated into these T&C. In case of conflict or inconsistency between the GT&Cs and these T&C, the terms of these T&C shall prevail.
1.2 Under these T&C, the terms “Maya Bank”, “we”, “us”, and “our” refer to Maya Bank, Inc. with its employees, directors, affiliates, successors, service providers, agents, and assigns. Maya Bank is duly authorized to engage in the business of providing loan products.
1.3 The terms “you” and “your” refer to applicant of Maya Credit.
1.4 These T&C shall be effective, valid, and binding from the time that you signify your agreement to these Terms or you have availed any of Maya Bank’s products or services, including Maya Credit, and will be in full force and effect up to the time that it is terminated by you or us, save for some provisions which shall remain effective after termination, as stated in this T&C, under any law, rule, or regulation.
2.1 Affiliates – refers to any person or entity controlled by or under common control with another person. For purposes of the Terms, any of the entities under the MVP Group of Companies, including but not limited to Maya Philippines, Inc., PLDT, Inc., Metro Pacific Investments Corporation, Smart Communications, Inc., The Manila Electric Company, Maynilad Water Services, Inc., Metro Pacific Tollways Corporation, and MediaQuest Holdings, Inc. shall be considered as Affiliates of Maya Bank.
2.2 Borrower – refers to the person / party who borrowed money from Maya Bank.
2.3 Credit Limit – refers to the maximum amount assigned to you which you may use to avail a loan for purchase of goods using Maya Credit or transfer to wallet.
2.4 Cash Out Cap – refers to the maximum amount of loan which you may avail for transfer to wallet.
2.5 Cash Out Fee – refers to the additional fee charged on top of the Service Fee when you avail a loan and transfer the amount to wallet.
2.6 Disclosure Statement (DS) – refers to the form that details all the loan information that you agree upon application.
2.7 Due Date – refers to the maturity date or the last day of the loan after which the loan will become default.
2.8 Effective Date – refers to the date when Maya Bank approves the Loan and you accept these Terms.
2.9 Installment – refers to the regular payments done by you to Maya Bank to pay off the Principal Amount or Loan Amount, along with any applicable charges, following the installment payment schedule approved by Maya Bank and accepted by you.
2.10 Loan Amount or the Principal Amount – is the face value of the loan or the amount borrowed.
2.11 Maya App – refers to the mobile application that serves as the interface between you and Maya Bank, which terms of use shall be in accordance with the Terms and Conditions and User’s Guide found in the said App or Website.
2.12 Maya Credit – refers to the loan product of Maya Bank wherein a line of credit is given to you, payable in one or more Installments at the Due Date.
2.13 MCCL – refers to Maya Credit Closed Loop wherein goods and/or services can be purchased directly from a Merchant by the Customer, payable in the future through Maya Credit.
2.14 Partner Channel – refers to the employer, enterprise, or business, in partnership agreement with Maya Bank, authorized to collect application inquiries and requests related to Maya Credit from their customers or employees who have provided consent to share their personal information with Maya Bank.
2.15 Service Fee – refers to the fee charged upon availing a loan for purchase of goods using Maya Credit or transfer to wallet.
2.16 Total Amount Due – refers to the total amount you owe Maya Bank that shall constitute your principal amount, interest rate, and applicable fees and charges.
3.1 At your own discretion, you activated Maya Credit and applied for loan through Maya App. You warrant that all the information you provided in your Maya account are valid, true and correct. You also agree that any information or documents provided in support of the loan application shall remain property of Maya Bank.
3.2 You agree to periodically provide your updated duly stamped received Income Tax Returns, if applicable, to Maya Bank, along with any supporting financial documents that Maya Bank may require, from time to time. You agree to waive your confidentiality on the aforementioned documents and authorize Maya Bank or its authorized representative, to verify, at any time, the authenticity of the submitted documents with the Bureau of Internal Revenue and your employer, if any.
3.3 You agree that Maya Bank will validate such submission with available information on the applicant’s accounts, credit information, and credit status from applicable entities, Banks and Financial Institutions, and Credit Bureaus, and other applicable institutions.
3.4 You authorize the holder, controller, and processor of the information from the foregoing sources to confirm, release and verify the existence, truthfulness, and/or accuracy of such information to Maya Bank.
3.5 You warrant that incomplete and/or inaccurate information in your Maya account will result to delay or disapproval of your loan application. If Maya Bank discovers that you declared an inaccurate information or misrepresentation, which is material in the approval of your application, Maya Bank has the right to terminate the loan and demand immediate payment of any outstanding amount in accordance with the law.
3.6 You agree to notify Maya Bank in the event that there has been a material change in any of the information or documents previously provided to Maya Bank.
3.7 Maya Bank reserves the right to approve or reject availments of Maya Credit and has no obligation to disclose reasons for the rejection or disapproval of such application. Maya Bank has the sole discretion to approve only a portion of the amount availed of.
3.8 You authorize Maya Bank to make, directly or through third parties, any inquiries necessary to verify your identity and to assess your capability to make payments in accordance with Maya Credit policies. You further agree and authorize Maya Bank to share such information to the Affiliates or any other third party as may be relevant or necessary to carry out the above assessment by Maya Bank.
3.9. For users who register interest for Maya Credit via their employer, you agree to:
3.10 You understand that the Merchant is fully responsible for its services or goods in the event of an MCCL transaction. The sale and purchase of the Merchant’s goods and/or services between the Merchant and the Customer through MCCL shall be a contract between the respective Customer and Merchant. You understand that Maya Bank does not:
In view of the above, You agree to:
promptly perform all other obligations under these Terms including the payment of the Total Amount Due, notwithstanding any damage to or loss of the goods, or any defects or non-performance of the services provided by the Merchant, any dispute between the Customer and the Merchant, or the existence of any of the claims described in this section, including any claims for refunds. The Merchant’s policies and procedures are binding in the occurrence of any such event.
4.1 Loan proceeds may either be credited to your Maya wallet as transferrable funds or as usable credits in your Maya Credit. Further, you agree to restrictions on the usage of Maya Credit, as may be applicable and as posted at mayabank.ph.
4.2. For MCCL, the loan proceeds will be credited to the Merchant for the purchase of the relevant goods and/or services subject of the MCCL transaction.
5.1 You agree to applicable interest, fees, and other applicable charges stated in the Disclosure Statement. Billing Statements are electronically generated and you will be notified through your registered email address and are also accessible in Maya App. Such applicable interest, fees, and other charges may change over time, subject to existing laws and regulations.
5.2 You acknowledge the integrity of Billing Statements as an electronic document pursuant to the provisions of the Electronic Commerce Act and agree to pay on due date any amount stated without need for presentation of signed documents. If you have clarifications on the Billing Statements, please report your concerns through Maya Bank Hotline found in Maya App and at mayabank.ph. Your right to question any item in the Billing Statement shall be deemed waived if no such report has been made within ten (10) calendar days from receipt thereof.
5.3 The amount due as reflected in the Billing Statement should be paid on or before the due date stated in the Billing Statement. If on the due date your Loan Amount is still unpaid, including all charges, fees, penalties and interest accrued and unpaid thereon, shall be immediately due and demandable, without need of presentment, demand, protest or further notice of any kind, all of which are herein expressly and specifically waived by you. Maya Bank has the option and right to automatically deduct your loan outstanding balance from your Maya wallet or any of the accounts (e.g. Maya Savings, etc.) you presently maintain with us or later create with us until your loan has been fully settled and without need of notice. You acknowledge that Maya Bank will not be liable for any losses, damages, expenses, costs, or charges whatsoever which may be claimed against Maya Bank arising from such automatic debiting.
5.4 In case of failure to pay any outstanding Loan Amount or Installment on or before the due date, you agree to pay a penalty in the outstanding Loan Amount or Installment stated in the Disclosure Statement, in addition to interests and other fees. The penalty will be calculated from the day immediately following the due date until full and final settlement of the Total Amount Due.
5.5 You waive any rights under Article 1252 of the Civil Code of the Philippines and agree that any payment made by you to Maya Bank for the purpose of repayment of the Total Amount Due shall be applied in the following order: (i) penalties, (ii) fees, (iii) interest, (iv) principal and thereafter against any other obligations to Maya Bank, if any.
5.6 In the event Maya Bank shall be required to pay any taxes or other fees on or with regard to the execution, formalization or perfection of any documentation contemplated hereunder or delivered pursuant hereto, you shall, upon notice, reimburse Maya Bank for such taxes or fees paid.
6.1 You represent and warrant that: (i) you are of legal age, of sound mind, able to contract in any kind of contract and possesses no legal disability to apply for Loan and accept these Terms nor any criminal records of any kind; (ii) your loans and obligations with other banks, lending, financing or credit card companies and the like are updated and not delinquent as of Effective Date; (iii) all documents you submitted are current, authentic, and may be relied upon by Maya Bank as of Effective Date; (iv) All oral representations and communications you made to Maya Bank remain true, correct and accurate as of Effective Date; and (v) you entered into the Agreement willingly and without influence or duress from any party.
6.2 You agree that it is your responsibility to securely keep your PIN and/or Password. The use of your User ID, PIN and/or Password including one-time passwords (OTPs) will serve as your irrevocable authorization for us to carry out transactions that you initiated. Any fraudulent or negligent activity by your agents, employees, officers, and authorized representatives using your User ID, your PIN, Password and/or OTP, such as but not limited to unauthorized withdrawals or transfers, that may bring about financial losses to you is your sole responsibility.
6.3 These Terms and other documents and instruments mentioned and related hereto, when executed, shall be valid and binding upon you and enforceable in accordance with the respective terms and conditions hereof.
7.1 As long as any of the Loan Amount remains outstanding and unpaid, you shall: (i) punctually pay all Instalments and perform all other obligations, undertakings and covenants hereunder and shall not allow any of the Instalments to be default in any way; (ii) submit documents and provide information which may be required by the government regulators or Maya Bank at any time; (iii) notify Maya Bank for every change of data by updating your account in Maya App immediately after such change; and (iv) execute and deliver such other instruments and documents as may be requested by Maya Bank to give full force and effect to these Terms and other documents and instruments executed in connection therewith or to comply with Maya Bank’s internal policies.
7.2 In opening and maintaining a credit account and/or availing any of the bank products and services covered under these Terms, you agree to waive, without need of notice, in favor of Maya Bank, including any of its Affiliates, service providers, shareholders, associates, subsidiaries, officers, employees, agents, lawyers, partners, and other consultants, your rights under Section 55.1 (b) of Republic Act No. 8791 (The General Banking Law of 2000), under Republic Act No. 1405, or any other right pertaining to secrecy of bank deposits for any of the following purposes:
8.1 You allow Maya Bank to use any of the information you provided to Maya Bank and/or gathered by Maya Bank in the course of your application or at any time during the period of your loan.
8.2 You allow Maya Bank to obtain or update your information with the credit bureau or other external parties, and as well as any government agencies, such as but not limited to, the Credit Information Corporation, Social Security System, Government Service Insurance System, Bureau of Internal Revenue and Department of Labor and Employment, for collection purposes.
8.3 You allow Maya Bank to disclose your information to collection agencies, counsels, Affiliates, or other agents or partners of Maya Bank in the event that Maya Bank is constrained to enforce its rights against you.
8.4 You authorize Maya Bank, Affiliates, third-party service providers, and its official partners to collect, hold, use and process the personal information that you have provided directly or indirectly in our data collection touchpoints relevant to the respective purposes furnished to you in our privacy notices. With your active use of our products and services, you agree to the Data Privacy Statement of Maya Bank found in http://www.mayabank.ph/privacy
8.5 If availing of Maya Credit through the Partner Channel, you agree to allow Maya Bank to provide details of your Maya Credit due dates and loan amounts to the Partner Channel at any time.
9.1 Subject to and not in derogation of its rights under these Terms, Maya Bank shall have the right, at its sole discretion, and when it deems necessary to appoint and authorize an agent of its choice and on its behalf to collect all and any sums due to Maya Bank from you. Such authorization shall be subject to a written notification by Maya Bank to you at least seven (7) days prior to the actual endorsement, in compliance with the requirements of applicable laws, rules, and regulations.
9.2 If Maya Bank hires the services of an attorney and/or collection agencies, to collect the obligations in this Agreement and incur expenses arising from the same, Maya Bank shall be entitled to recover from you, any and all attorney’s fees and agency fee, in the amount incurred in connection with the collection of the Loan Amount.
10.1 Each of the following events constitutes an Event of Default, irrespective of the reason for its occurrence and whether it is voluntary or involuntary or occurs as a result of any court order, law or regulation:
11.1 If an Event of Default occurs, then at any time thereafter, Maya Bank may, at its sole discretion, without the need of notice or demand:
11.2 Maya Bank may terminate or suspend your Maya Credit account in case of an Event of Default or in case of any form of breach of these Terms or applicable laws, provided always that you shall remain responsible or accountable for any omission, or actions taken through the use of your Maya Credit account before such termination or suspension. Maya Bank reserves the right to reactivate or restore your Maya Credit account at its sole discretion upon your compliance with its requests or upon considering copies of the relevant records or documents provided by you, and at its discretion, Maya Bank may limit, restrict, suspend or terminate your access to its system, application or platform, whether temporarily or permanently.
12.1 Acceptance by Maya Bank of any payment after its Due Date or after an Event of Default has occurred or after legal proceedings have been commenced against you shall not constitute an extension of time for payment or a modification or novation of the terms of this Agreement or in any way prejudice or adversely affect Maya Bank’s cause of action against you.
12.2 Failure, omission, or delay on the part of Maya Bank to exercise its right or remedies under these Terms and Conditions shall not operate as a waiver. Any such waiver shall be valid only when reduced in writing and delivered to you.
13.1 Maya Bank has the sole right to increase or decrease your credit limit and interest rate. Maya Bank also has the right to offer you different product features/services and/or promos. Maya Bank reserves the right to vary the method of calculation of Service Fee, Cash Out Fee, and any other applicable fees, charges or levies provided for herein for any reason whatsoever (whether arising from the change in your risk profile or otherwise), including the effective date of any such change, with reasonable notice to you.
13.2 Maya Bank retains the sole right to terminate or suspend your Maya Credit account as well as determine, modify, change, increase or decrease your Maya Credit limit without need of notice.
13.3 All notice requirements shall be as stated in these Terms. If Maya Bank is required to send notice to you, it shall do so through available channels including but not limited to, In-App notifications, SMS, email, or registered mail which shall be sent to your registered address. Publication in Maya Bank’s website shall also be sufficient notice, as may be required by this Agreement.
13.4 Maya Bank has the right, at its option, to sell, transfer or assign any of its rights and obligations hereunder to any person, company or entity without need of consent. Any such sale, assignment, or transfer shall conclusively bind you. You shall be bound to fulfil and perform all your obligations to such transferee or assignee, including the payment of the Instalments. The transferee or assignee shall have the authority to collect the due amount.
13.5 Maya Bank has the absolute right to terminate the Agreement together with any other document executed between you and Maya Bank at any time if for any breach any of the terms and conditions of the Agreement.
13.6 Maya Bank reserves the right to amend any of the terms and conditions contained under these Terms, provided that such change will be communicated to you. By continuing to use Maya Credit, you are agreeing to the updated Terms.
13.7 In case any provision of these Terms shall be declared to be invalid, illegal or unenforceable in any respect, the validity, legality or unenforceability of any other provision therein shall not in any way be affected or impaired thereby.
13.8 These Terms shall be construed and governed in accordance with the laws of the Philippines.
13.9 You understand and agree that these Terms including all disputes relative to your use of the services of Maya Bank and relating to your Account shall be governed by the laws of the Republic of the Philippines without regard to conflict of laws provisions. In case of any dispute arising out of these Terms or your use of the Services, you hereby agree, undertake, and commit to resolve or attempt to resolve such dispute promptly and in good faith. In case of failure to resolve any such dispute, you agree to the jurisdiction by and venue in the appropriate courts of Mandaluyong City, Philippines, to the exclusion of all other courts, and waive as you hereby waive, any objection to such jurisdiction or venue.
13.10 You understand that the Merchant is solely and exclusively liable for any obligations arising from and in connection with the provision of the goods and/or services subject of the MCCL transaction. Any additional fees charged by the Merchant in connection with the MCCL transaction are charged or imposed by the Merchant in its sole discretion and do not represent any fees charged or imposed by Maya Bank to you.
At Maya Bank, we consider our customer’s financial questions, needs and feedback as very important. If you have any concerns about a procedure or have encountered a problem with our service, we will do our best to address it within ten (10) days. Should your concern require more time to be resolved, we will update you every step of the way.
You may contact our Customer Service:
Maya Bank Customers – Hotline:
Maya Bank Customer Service No.: [88457788]; Toll-free via SMART Sim: *788; Domestic Toll-free Landline: [1800-10-8457788]
Email: support@mayabank.ph
Maya Bank Support Web Page: www.mayabank.ph
You have our assurance that we will handle your concerns, feedback and information with utmost confidentiality and will strive to resolve them as soon as possible.
Maya Bank is regulated by the Bangko Sentral ng Pilipinas.: www.bsp.gov.ph
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| MOTO PASIG | retail |
| MOTO GREENHILLS | retail |
| FORD PALAWAN | retail |
| RENTHUB INC | retail |
| HERMANOS LOCOS | retail |
| VAMOS | retail |
| ITOOH HOMESTYLE | retail |
| MEMOXPRESS ONLINE | retail |
| PICK A ROO | retail |
| MERRYMART GROCERY | retail |
| MERRYMART WHOLESALE | retail |
| KUYA J | retail |
| EVER SUPMKT BANGKAL | retail |
| EVER SUPMKT POLO | retail |
| EVER SUPMKT BAESA | retail |
| EVER SUPMKT ROCES | retail |
| EVERSUPMKT SANTOLAN | retail |
| EVER SUPERMARKET | retail |
| LANDERS | retail |
| SUPER8 GROCERY | food |
| ULTRAMEGA | retail |
| SHERATON MANILA BAY | Retail |
| PXOI | Retail |
| PANDA EXPRESS | communication |
| VIKINGS | food |
| ZEN ROOMS | food |
| REDDOORZ | retail |
| CRIMSON BORACAY | food |
| CHARLIES EL NIDO | food |
| CHINGOLO | food |
| CHINGOLO DELI | food |
| 8CUTS BURGERBLENDS | food |
| UNWND FLASHTELS INC | food |
| NIKKEI NAMA BAR | food |
| HUE PUERTO PRINCESA | food |
| HUE HOTEL BORACAY | food |
| PUERTO PRINCESA | food |
| NIKKEI | food |
| KLSR | food |
| KL TOWER | food |
| Y2 RESIDENCE HOTEL | food |
| PERI PERI | food |
| GLORIA MARIS | food |
| JOLLIBEE PHIL CB | food |
| JBOI | food |
| JKP OI | food |
| JOLLIBEE ONLINE | food |
| KASA LUNTIAN TAGYTY | food |
| WOLFGANGS | food |
| HILTON MANILA | food |
| CHOWKING CK0001 CB | food |
| P24OI | food |
| GREENWICH | food |
| CKOI | food |
| GWOI | food |
| PHO24 | food |
| CHOWKING ONLINE | food |
| GREENWICH ONLINE | food |
| YABU | food |
| CRIMSON MACTAN | food |
| SHAKEYS | food |
| FILIGREE | food |
| HOLIDAY INN MAKATI | food |
| SHERATON MNLA HOTEL | food |
| FELIZ HOTEL BORACAY | food |
| THE PICASSO BOTIQUE | food |
| THE SPHERE SVC RES | food |
| STARTOSPHERE | food |
| OOMA | food |
| SOFITEL PHIL PLAZA | food |
| PRIVATO HOTEL QC | food |
| RED RIBBON | food |
| RED RIBBON REGALO | food |
| RED RIBBON ONLINE | food |
| HPPYFOODSCRPORATION | food |
| SIBYULLEE | food |
| SOBAN KTOWN GRILL | food |
| SARIWON | food |
| BURGER KING AP CB | food |
| BKOI | food |
| CLASSIC SAVORY | food |
| WHITEROCK BEACH | food |
| CITY OF DREAMS | food |
| PARQUE ESPANA | food |
| THE EXCHANGE REGENCY | food |
| SHAWAWAMA | food |
| MO COOKIES | food |
| MANG INASAL | food |
| MANG INASAL ONLINE | food |
| CAFE MARY GRACE | food |
| PRIVATO HOTEL MAKATI | food |
| PRIVATO HOTEL ORTGS | food |
| 285 LA TRINIDAD | food |
| 412 CITY HALL INSULAR | food |
| 451 BAGUIO BONI | food |
| 472 SUBIC BAY GATEWAY | food |
| 287 SM LUCENA | food |
| 762 CAYETANO BLVD | food |
| 337 C5 METROPOLI | food |
| 493 NOVA BAYAN | food |
| MCDONALDS | food |
| SMEG | food |
| 284 OLONGAPO RIZAL | food |
| MARRIOTT HOTEL MNL | food |
| MARRIOTT ILOILO | food |
| HUCHI SOUTHEAST EATS | food |
| 544 SOUTHCOAST CEBU | food |
| 571 AS FORTUNA | food |
| TMCF | food |
| IFGI | food |
| TOKYO MARKET PH | food |
| KAI PROTECT | food |
| HARU CLEAN | food |
| WLFGNGSSTEAKHOUSEPH | food |
| WGSPACIFICAINPODIUM | food |
| WGSPACIFICAINBGC | food |
| LINK CC TBT WILSON | food |
| LINK CC TBT SMMEGA | food |
| LINK CCTBT EASTWOOD | food |
| LINK CC TBT BANAWE | food |
| LINK CC TBT KATIP | food |
| LINK CC TBT FORT | food |
| LINK CC TBT CENTRIO | food |
| LINK CC TBT SMCDO | food |
| ONLINE PM MC WILSON | food |
| LINK CC GRG SMNORTH | food |
| LINK CC GRG FORT | food |
| LINK CC GRG MAKATI | food |
| LINK CC GRG SMMEGA | food |
| LINK CC GRG MAAX | food |
| LINK CC GRG UPTC | food |
| LINK CC GRG SMSUCAT | food |
| LINK CC GRG 30TH | food |
| LINK CC GRG GHILLS | food |
| LINK CCGRG FESTIVAL | food |
| LINK CCGRG SMMANILA | food |
| LINK CC GRG FELIZ | food |
| LINK CC GRG SMFAIRV | food |
| LINK CC GRG SMCDO | food |
| LINK CCGRG SMLEGZPI | food |
| LINKCCGRG SMSTAROSA | food |
| LINK CC GRG SMDASMA | food |
| LINK CCGRG SMBAGUIO | food |
| LINKCCGRG SMMARILAO | food |
| 281 BUTUAN | food |
| 709 TAGUM HIGHWAY | food |
| 269 CITIMALL | food |
| 540 TANZA | food |
| MULTIFLEX RNC PHILS | food |
| 432 PASIG | food |
| 803 CALAMBA | food |
| ARMYNAVY | food |
| ARMYNAVY CHATBOT | food |
| SPEEDO PHILIPPINES | food |
| 644 ROSARIO | food |
| PHO HOA | food |
| 798 CAPITOL DRIVE | food |
| MCDO 379 ZABARTE | food |
| 693 CALBAYOG | food |
| SEATTLES BEST COFFEE | food |
| 796 SALAWAG | food |
| MOSSIMO | food |
| POUND X FLATTERIE | food |
| POUND | food |
| MCDO 794 CGS | food |
| 442 NAGA MAGSAYSAY | food |
| 499 DAGUPAN UPANG | food |
| 549 LINGAYEN | food |
| 060 MARKET SQUARE | food |
| BUENDIA PASAY 427 | food |
| 427 DONADA | food |
| MESA | food |
| HOTEL OKURA MANILA | food |
| RESORTS WORLD MANILA | food |
| MC BAKERY | food |
| FRONT DESK MANILA | food |
| 554 10TH AVENUE | food |
| 557 SHAW MG TOWER | food |
| KAWIT CENTENNIAL 575 | food |
| SM ROSARIO 418 | food |
| 418 SM ROSARIO | food |
| 329 OLONGAPO GAPAN | food |
| 740 TELABASTAGAN | food |
| MCDO 781 BALAGTAS | food |
| 786 GUAGUA | food |
| 725 APALIT | food |
| 817 STA ANA | food |
| 619 GREGORIAN | food |
| 649 PRIMARK CAUAYAN | food |
| 642 SORSOGON | food |
| 698 PRIMARK DEPARO | food |
| 676 PRIMARK GUIMBA | food |
| 792 MCD KASIGLAHAN | food |
| 749 MCD ROSARIO | food |
| ELEPHANT GROUNDS | food |
| ELEPANT GROUNDS | food |
| MCDONALDS KROMA TOWER | food |
| 158 STA CRUZ | food |
| LUCERNE | food |
| ATELIER CHRONOS | food |
| STEINWAY MANILA | food |
| GOLDILOCKS APP | food |
| BOS COFFEE STA LU | food |
| BOS COFFEE ROB PAL | food |
| BOS COFFEE ATC | food |
| BOS COFFEE GREEN | food |
| BOS COFFEE FAIRVIEW | food |
| BOS COFFEE SOUTMALL | food |
| BOS COFFEE ROLEX | food |
| BOS COFFEE KATIPUNAN | food |
| BOS COFFEE ROB BAC | food |
| B COFFEE CO | food |
| K AND COMPANY | food |
| LINEN AND HOMES | food |
| THE NATURALE MARKET | food |
| SOGO HOME | food |
| GOLDILOCKS | food |
| TOYSRUSNAGA | food |
| GOCART SUPERMARKET | food |
| GOCART TOYS R US | food |
| GOCART HANDYMAN | food |
| GOCART TRUE VALUE | food |
| GOCART DEPT STORE | food |
| GOCARTSOUTHSTARDRUG | food |
| 572 IBA ZAMBALES | food |
| 125 UP VEGA | food |
| 671 MAYAPA | food |
| 475 CALICANTO | food |
| 256 BAUAN | food |
| 234 STA CRUZ BAYAN | food |
| 448 HALANG | food |
| REZLIVE COM | food |
| CONCEPT STORE INC | food |
| THE PARK SILANG | food |
| 555 MABALACAT | food |
| ULTRAMAN TRAVEL CORP | food |
| 542 MARTONE SANTIAGO | food |
| 813 SINILOAN | food |
| MARKDOWN MADNESS | food |
| 296 OZAMIZ | food |
| 658 ICM CEBU | food |
| SM TICKETS | food |
| 641 JA CLARIN | food |
| ALFREDULLA | food |
| ALL YEAR HOME | food |
| APT8 CLOTHING CORP | food |
| KITCHEN CITY | food |
| BAKKU2BASIK MANILA | food |
| BOS COFFEE AYALA1 | food |
| BOS COFFEE AYALA2 | food |
| BOS COFFEE AYALA3 | food |
| BOS COFFEE CEB DOC | food |
| BOS COFFEE MAC 1 | food |
| BOS COFFEE MAC 2 | food |
| BOS COFFEE ROB F | food |
| BOS COFFEE SM1 | food |
| BOS COFFEE SM2 | food |
| BOS COFFEE SM3 | food |
| BOS COFFEE SM GEN | food |
| BOS COFFEE SM BAC | food |
| BOS COFFEE CENTRIO | food |
| BOS COFFEE SM DAVAO | food |
| BOS COFFEE ATRIA | food |
| BOS COFFEE SM ILOILO | food |
| BOS COFFEE ROB JARO | food |
| BOS COFFEE LAUNCHPAD | food |
| BOS COFFEE J CENTER | food |
| BOS COFFEE AYALA5 | food |
| BOS COFFEE CENTRAL | food |
| BOS COFFEE NORTH D | food |
| BOS COFFEE MOA | food |
| BOS COFFEE NAIA1 | food |
| BOS COFFEE NAIA3 | food |
| BOS COFFEE SM MEGA | food |
| BOS COFFEE SM MANILA | food |
| BOS COFFEE SM LAZARO | food |
| BOS COFFEE G5 | food |
| BOS COFFEE BHS | food |
| BOS COFFEE ETON | food |
| BOS COFFEE SM LIGHT | food |
| BOS COFFEE MAK AVE | food |
| BOS COFFEE BTC | food |
| BOS COFFEE RN3 | food |
| BOS COFFEE SM SEA | food |
| BOS COFFEE CYBER | food |
| BOS COFFEE CAPITOL | food |
| BOS COFFEE | food |
| BOS COFFEE UPTOWN | food |
| BOS COFFEE ADB | food |
| BOS COFFEE SHANG | food |
| TRU FAIRVIEW | food |
| RDS DUMAGUETE | food |
| TRU ATC | food |
| RDS LA UNION | food |
| RDS ANTIPOLO | food |
| RDS RP GALLERIA | food |
| RDS RP ERMITA | food |
| TRU TRINOMA | food |
| TRU ERMITA | food |
| TRU EASTWOOD | food |
| TRU NAGA | food |
| TRU LEGAZPI | food |
| TRU TACLOBAN | food |
| TRU CDO | food |
| TRU TAGUM | food |
| TRU AYALA CEBU | food |
| TRU GALLERIA CEBU | food |
| TRU CENTRAL BLOC | food |
| TRU BACOLOD | food |
| TRU AYALA BACOLOD | food |
| TRU IMUS | food |
| RDS SANTIAGO | food |
| RDS GALLERIA SOUTH | food |
| RDS IMUS | food |
| RDS DAGUPAN | food |
| RDS CDO | food |
| RDS LOS BANOS | food |
| RDS VALENCIA | food |
| RDS BUTUAN | food |
| RDS CENTRIO | food |
| COLDSTONE CREAMERY | food |
| TITANOMACHY INC | food |
| 484 SM AURA | food |
| 429 ILAGAN | food |
| MCDO MAPLE GROVE | food |
| MCDO 365 WM MUNOZ | food |
| 47 MASANGKAY | food |
| MCDO HERMOSA | food |
| MCDO MALAGASANG | food |
| MCDO 694 VIRAC | food |
| MITSUYADO | food |
| TENDON KOHAKU | food |
| YAMATO | food |
| UCC | food |
| COCO ICHIBANYA | food |
| FILINVEST CITY | food |
| MCDO 592 REAL | food |
| MCDO SN ANTONIO GUA | food |
| 385 CASIMIRO | food |
| 000 IPIL | food |
| PHO24 ONLINE | food |
| EHSI | food |
| MERRYMART GROCERY | food |
| TRU MAGNOLIA | food |
| TRU ANTIPOLO | food |
| TRU FELIZ | food |
| TRU KATIPUNAN | food |
| TRU ESTANCIA | food |
| TRU CENTURY | food |
| TRU FESTIVAL | food |
| TRU LAS PINAS | food |
| TRU VERTIS | food |
| TRU MANILA BAY | food |
| RDS ORMOC | food |
| RDS DAVAO | food |
| RDS COTABATO | food |
| TRU NUVALI | food |
| TRU TAGAYTAY | food |
| TRU LIPA | food |
| TRU MARQUEE | food |
| TRU HARBOR POINT | food |
| TRU TUGUEGARAO | food |
| TRU ILOCOS | food |
| RDS NEPO ANGELES | food |
| RDS CALAPAN | food |
| RDS GEN SAN | food |
| RDS LIPA | food |
| RDS FESTIVAL MALL | food |
| TRU CLOVERLEAF | food |
| RDS RP LAS PINAS | food |
| TRU GALLERIA | food |
| RDS AYALA CLVERLF | food |
| RDS RP METRO EAST | food |
| GOR APPLIANCE | food |
| GOR MINISTOP | food |
| GOR SUPER50 | food |
| GOR DAISO | food |
| GOR PETLOVERS | food |
| GOR SHISEIDO | food |
| GOR EASYMART | food |
| MCDO 745 BAUAN HWAY | food |
| MCDO 667 DIVERSION | food |
| METROMART | food |
| CENTRAL | food |
| KASA LUNTIAN TAGAYTAY | food |
| GALLERY MIRANILA | food |
| OVERDOUGHS | food |
| MCDO STO SALITRAN | food |
| EG | food |
| MANAM GREENBELT | food |
| OOMA GREENBELT | food |
| OOMA SALCEDO | food |
| OOMA MEGAMALL | food |
| OOMA BGC | food |
| OOMA MOLITO | food |
| 000 QH BARTOLOME | food |
| MANAM AYALAFAIRVIEW | food |
| MANAM NETPARK | food |
| MANAM MOA | food |
| MANAM PODIUM | food |
| MANAM SM AURA | food |
| MANAM ROCKWELL | food |
| MANAM SM FAIRVIEW | food |
| MANAM NORTH EDSA | food |
| MANAM SM BAGUIO | food |
| MANAM GREENHILLS | food |
| MANAM AYALABYTHEBAY | food |
| MANAM TRINOMA | food |
| MANAM ERMITA | food |
| MANAM SM BACOOR | food |
| MANAM MOLITO | food |
| MCDO UPTWN BONI | food |
| MCDO ONE WRLD SQR | food |
| MCDO NORTHHILL GTWY | food |
| PANCAKE HOUSE | food |
| THE MOMENT GROUP | food |
| MAKOTEK COMPUTERS | food |
| MEGA FISHING | food |
| MOTHER MATERIAL PH | food |
| UCC MENTORE AYALA | food |
| UCC MENTORE SMAISON | food |
| UCC VIENNA CAFE | food |
| SIIRI | food |
| GADC BQMALL BOHOL 279 | food |
| GADC SAVANO PRK 673 | food |
| GADC MADISON ORT 689 | food |
| GADC TIMOG TOBIAS 374 | food |
| GADC MUNTNLP HWAY 708 | food |
| GADC MARIBAGO 703 | food |
| GADC GAISANOTORIL 711 | food |
| GADC SUMULONG ANT 406 | food |
| GADC G PUYAT DIAN 718 | food |
| GADC XROADS TSORA 691 | food |
| BT21 GOLDILOCKS | food |
| YOSHINOYA CHECKOUT | food |
| IPPUDO | food |
| LVC LIVE IDEAS INC | food |
| GADC NAGA ROXAS 720 | food |
| GADC MALOLOS BYN 719 | food |
| GADC LAOAGBACARRA 707 | food |
| GADC KAPITOLYO PAS 729 | food |
| GADC SAN DIONISIO 747 | food |
| GADC CDO HIGHWAY 661 | food |
| GADC PASEOARSENAS 756 | food |
| GADC SPMC DAVAO 732 | food |
| GADC PRIMARK TAG 752 | food |
| GADC MCKINLEY WEST 730 | food |
| DOMESTIC GUESTHOUSE | food |
| MC DELIVERY PH | food |
| SOLESTE SUITES | food |
| GADC NAGA CTY PLZ 263 | food |
| GADC ZAMBOANGA 300 | food |
| GADC GENSAN HIWAY 401 | food |
| GADC PALAWAN 463 | food |
| GADC GUIWAN ZMBNG 596 | food |
| GADC TANAY 520 | food |
| GADC MARAOUY LIPA 681 | food |
| GADC CB MALL 548 | food |
| GADC BELFAST 675 | food |
| GADC ROB LUISITA 670 | food |
| 529 HENSON | food |
| GIRBAUD | food |
| SHOP BLISS | food |
| COP GARDEN | food |
| YOJI | food |
| COSTAL | food |
| DIVIONL | food |
| MCDO 843SUBIC UPTWN | food |
| SHABURI AND KINTAN | food |
| THE SPHERE SERV RES | food |
| SHAWA WAMA ROCKWELL | food |
| SHAWAWAMA GLORIETTA | food |
| MO COOKIES AURA | food |
| MO COOKIES ALABANG | food |
| TRU POWERPLANT | food |
| TRU GREENBELT | food |
| TRU GLORIETTA | food |
| 366VICTORYCENTRALMALL | food |
| 416VICTORYPARKANDSHOP | food |
| 768 BINAN HIGHWAY | food |
| CONNER FURNITURE | food |
| KUYSEN | food |
| LANDLITE | food |
| LARTIZAN | food |
| FRESHMARTPH | food |
| QUEST HOTEL CLARK | food |
| RDS ROXAS | food |
| RDS NAGA | food |
| RDS NORTH TACLOBAN | food |
| RDS TAGUM | food |
| TRU BGC | food |
| RDS PANGASINAN | food |
| RDS TACLOBAN | food |
| RDS MALOLOS | food |
| RDS ILIGAN | food |
| RDS ANTIQUE | food |
| TRU METROEAST | food |
| TRU SHANGRILA | food |
| WM MCDO GAPAN | food |
| WM MCDO SAN JOSE | food |
| WM MCDO TANAUAN | food |
| RDS ILOCOS | food |
| RDS JARO | food |
| RDS PAVIA | food |
| RDS MALABON CS | food |
| RDS RP STARMILLS | food |
| RDS RP MAGNOLIA | food |
| RDS GEN TRIAS | food |
| RDS PALAWAN | food |
| RDS RP ANGELES | food |
| GOCARTROBINSONSAPPL | food |
| RDS RP PIONEER | food |
| RDS BF RUINS | food |
| HUCHI ROCKWELL | food |
| 268 SAN FERNANDO | food |
| 587 SF DOLORES JBL | food |
| 587 JBL | food |
| MCDO LUCENA DIV | food |
| MCDO 699 KAMIAS | food |
| MCDO 584 TALAVERA | food |
| MARSMAN TRAVEL | food |
| MCDONALDS COGON | food |
| 370 COTABATO | food |
| FOOD REVOLUTION INC | food |
| PROLOGUE | food |
| THE GRID | food |
| GEONBAE MODERN KOREAN | food |
| INDIGO SALES | food |
| RDS PAMPANGA | food |
| RDS CABANATUAN | food |
| RDS TUGUEGARAO | food |
| RDS CEBU | food |
| RDS ILOILO | food |
| RDS GALLERIA CEBU | food |
| RDS BACOLOD | food |
| FOOD DISTRICT | food |
| MCDO BLUMENTRITT | food |
| MCDO SAN CARLOS | food |
| 550 VALENCIA | food |
| 458 ILIGAN SAN MIGUEL | food |
| MANAM MEGAMALL | food |
| COURTYARD ILOILO | food |
| RESORTS WORLD MNLA | food |
| MARRIOTT HOTEL | food |
| THE PALLADIVM HOTEL | food |
| RMHC PHILIPPINES | food |
| MCDO 511 SAN JOSE | food |
| MCDO 455 CABANATUAN | food |
| MCDO 692 PRIMARK | food |
| MCDO 546 BOCAUE | entertainment |
| MCDO 077 BALIWAG | entertainment |
| RSI ONLINE | entertainment |
| FELCO | entertainment |
| MCDO 737 GACA | entertainment |
| PGII ONLINE INVOICE | entertainment |
| 714 HOLIDAY ISLAND | entertainment |
| MCDONALDS PANIQUI | entertainment |
| ROSA CLARA | entertainment |
| MCDO OZAMIS HWAY | entertainment |
| ZARA | entertainment |
| MCDONALDS | entertainment |
| PANCAKE HOUSE | entertainment |
| THE MEAT MARKET | entertainment |
| HUEMANILA | retail |
| CRIMSON BORACAY | retail |
| DINTAI FUNG RCKWLL | retail |
| DIN TAI FUNG MGMALL | retail |
| DIN TAI FUNG BGC | food |
| DINTAI FUNG RCKWLL | food |
| DIN TAI FUNG GRNBLT | food |
| DIN TAI FUNG MGMALL | food |
| MCDO 821 PALAWAN J | food |
| BELO MEDICAL GROUP | retail |
| BELO MEDICAL GROUP | food |
| SHINIGAWA | food |
| 646 KJC COMPOUND | service |
| MCDO 770 BAY | service |
| SARISUKI | service |
| TRU GREENBELT | service |
| TRU GLORIETTA | service |
| TRU POWERPLANT | service |
| GOR SHISEIDO | service |
| GOCARTROBINSONSAPPL | service |
| GOR EASYMART | retail |
| GOR MINISTOP | retail |
| GOR DAISO | retail |
| GOR PETLOVERS | retail |
| GOR SUPER50 | retail |
| 314 GISELLEPLAZA | retail |
| 765 PILI CAMSUR | retail |
| 614 ORMOC | retail |
| SRS ONLINE | retail |
| HONEYBON PH | retail |
| MCDO NCCC MAGSAYSAY | retail |
| ISECURE NETWORKS INC | retail |
| PANDA EXPRESS | retail |
| 8CUTS MEGAMALL | retail |
| 8CUTS SALCEDO | retail |
| 8CUTS ROCKWELL | food |
| 8CUTS MOA | food |
| 8CUTS SERENDRA | food |
| 8CUTS PROMENADE | food |
| 8CUTS MEGAMALL | food |
| 8CUTS SALCEDO | food |
| 8CUTS GREENBELT | food |
| TAPGO | food |
| NAVCO HO | school |
| TIM HORTONS | school |
| TIM HORTONS | service |
| GUIDE TO THE PHILS | service |
| MCDO 678 A HERMOSA | service |
| MCDO 271 MENDIOLA | service |
| MCDO MAMPLASAN | service |
| AQUAMA | retail |
| CONVERSE | retail |
| PACSPORT PHILS INC | retail |
| MCDONALDS | retail |
| IRELAR | retail |
| BELO MEDICAL GROUP | Service |
| VENN AESTHETICS | Retail |
| SPECTRUMED INC | retail |
| MECHA UMA | retail |
| WINK LASER STUDIO | retail |
| SARABIA OPTICAL | retail |
| MOTORAMA | retail |
| ASHLEY FURNITURE | retail |
| ROCHEBOBOIS | retail |
| ASHLEY FURNITURE | food |
| MOTOLITE | food |
| HUAWEI | food |
| SEAOIL | food |
| FORENT | food |
| TRUNC | food |
| DUNE LONDON | food |
| SUPERGA | food |
| LACOSTE | food |
| BEAUTY BAR | food |
| LUSH | food |
| AEROPOSTALE | service |
| CMC | service |
| IDEAL VISION CENTER | service |
| NWORLD | service |
| NWORLD | Retail |
| ABENSON APPLIANCE | Retail |
| GLOW SKIN CLINIC | Retail |
| URBAN GADGETS | Retail |
| BELO MEDICAL GROUP INC | Retail |
| REMEDY SKIN SOLUTIONS | Retail |
| VICTORY SINILOAN | Retail |
| VICTORY CABUYAO | Retail |
| TERRANOVA PH | Retail |
| ALLDAY SUPERMARKET | Retail |
| ALLGREEN | Retail |
| 176 MARYMART | Retail |
| 353 JARO | Retail |
| 716 PISON | Retail |
| 727 ROB PAVIA | Retail |
| 119 MINDANAO | Retail |
| 119 MINDANAO AVENUE | Retail |
| LLAOLLAO | Retail |
| ANGELSPIZZA | Retail |
| 767 PRIMARK NOVELETA | Retail |
| 533 KORONADAL | Retail |
| LAC | Retail |
| CYA INDUSTRIES | Retail |
| NWORLDWIDE CORPORATION | Retail |
| EO EXECUTIVE OPTICAL | Retail |
| COMWORKS | Retail |
| ADIDAS | Retail |
| VICTORY | Retail |
| UMA UMA WEB | retail |
| TUANTUAN KITCHEN WEB | retail |
| TUANTUAN CHI WEB | retail |
| LUGANG CAFE WEB | service |
| KIMONO KEN WEB | service |
| HAI SHIN LOU WEB | service |
| DESSERT KITCHEN WEB | retail |
| THE ALLEY PH WEB | retail |
| I AM YOGOST WEB | retail |
| ONO POKE WEB | Food |
| GIVEGREET | Food |
| KHAO KHAI WEB | Food |
| SENOR POLLO WEB | Food |
| FREDLEY GROUP WEB | retail |
| CAFE BUENO WEB | retail |
| ICEBERGS WEB | retail |
| PRIMA DONER WEB | retail |
| THAI DARA WEB | food |
| CIRCA 1740 WEB | service |
| MARINA OYSTER WEB | service |
| YI FANG WEB | service |
| TMCF WEB | service |
| ASAKUSA WEB | retail |
| BIGGS DINER WEB | retail |
| BUTAMARU RAMEN WEB | retail |
| CHOCOLATE KISS WEB | retail |
| KING CHEF WEB | service |
| MITASU WEB | food |
| NABE WEB | food |
| THE BLACK BEAN WEB | food |
| TYLR HOME | food |
| BAUMANN LIVING | food |
| TYLR BAUMANN LIVING | food |
| MGTSTRAT INC | food |
| PACIFIC BAY | food |
| NAMI | food |
| BIYAHEKO GI PHILS | food |
| ALING BANANG | food |
| HTCG TAKE ME HOME | food |
| BREWING POINT WEB | food |
| TAKAMURA WEB | food |
| ANGUS PARES WEB | food |
| FLOSSOM KITCHEN WEB | food |
| BOA KITCHEN WEB | food |
| TAKE ROOT WEB | food |
| AMARE LA CUCINA WEB | food |
| HOLAND HOPIA WEB | food |
| JIPAN WEB | food |
| VITOS BBQ WEB | food |
| ADIDAS | food |
| ADIDAS ROCKWELL | food |
| ADIDAS UPTOWN | food |
| ADIDAS EASTWOOD | food |
| ADIDAS SOLENAD | food |
| ADIDAS UP TOWN | food |
| ADIDAS GLORIETTA 2 | food |
| ADIDAS ATC | food |
| ADIDAS ERMITA | food |
| ADIDAS GLORIETTA 3 | food |
| ADIDAS NBHD UP TOWN | food |
| ADIDAS NJE AYALA BAY | food |
| ADIDAS NBHD AYALA BAY | food |
| ADIDAS FO PASEO | food |
| ADIDAS FO RIVERBANKS | food |
| ADIDAS NEWPORT | food |
| ADIDAS TRINOMA | food |
| ADIDAS FO NLEX | retail |
| ADIDAS SUBIC | retail |
| ADIDAS GREENBELT 5 | retail |
| ADIDAS FORT | retail |
| SANITEC | retail |
| SECRET FRESH | retail |
| ISLAND WATER | retail |
| GOURMET DIRECT | retail |
| CH CAROLINA HERRERA | retail |
| A INSTITUTE | retail |
| ART OF SCENT | retail |
| FRESH | retail |
| THE KULT | retail |
| MERREL | retail |
| PULL AND BEAR | retail |
| COFFEE PROJECT | retail |
| TEAM MANILA | retail |
| UNNIES CAFE | retail |
| AESOP | retail |
| PHRJ01 | retail |
| PHRJ02 | retail |
| PHRJ03 | retail |
| PROLABS | retail |
| AMBIENT | retail |
| POULTRYPURE FARMS | retail |
| PRESTIGE | retail |
| QWIKBREAD | retail |
| RAF INTL FWDG PHLS | retail |
| RAW ESSENTIALS | retail |
| KUMORI | retail |
| ROBI AND PEACH | retail |
| DOUGH AND GROCER | retail |
| EASY ONLINE SHOPPING | retail |
| HAUYEE EOS | retail |
| ONLINE TRENDS HUB | retail |
| THE FRENCH BAKER | retail |
| GREENOLA PHILIPPINES | retail |
| CHICKEN DELI | retail |
| SHARK BOTTLE | retail |
| THE MESS HALL MAKATI | retail |
| THE MESS HALL | retail |
| VOGUE CONCEPTS INC | retail |
| ZAGANA | retail |
| ZEEND COM | retail |
| OTOP STORE | retail |
| SPERRY | retail |
| SAUCONY | retail |
| CIGNAL TV INC | retail |
| AEROWORX | retail |
| AEROWORX PRESTA 2 | retail |
| AEROWORX MI | retail |
| ALLHOME | retail |
| PUMA | retail |
| HMRPH ONLINE NEW | retail |
| HMR TRADING HAUS | retail |
| O SUPERSTORE | retail |
| TASTEFUL SELECTIONS | retail |
| OLEO FATS INC | retail |
| COMME CI | retail |
| MULTIPAY SMART/PLDT | retail |
| MULTISYS DINGDONG APP | retail |
| MULTISYS APPENDPAY | retail |
| MULTISYS ZALORA | retail |
| MULTISYS UNA PAY | retail |
| MULTISYS AUTOPAY | retail |
| MULTISYS FLORISTELLA | retail |
| MULTIPAY UNAPAY | retail |
| MULTIPAY SQUIDPAY | retail |
| MULTIPAY CHINABANK | retail |
| MULTIPAY PEARLPAY | retail |
| MULTISYS GAMEBOX | retail |
| MULTISYS ROBINSONS | retail |
| MULTISTORE | retail |
| MULTISYS MERCATO | retail |
| MULTISYS BRRRING | retail |
| MULTISYS DELIVERBOX | retail |
| MULTISYS SCHOOLBOX | retail |
| MULTISYS DONATION BOX | retail |
| APEX GARAGE | retail |
| SNOE BEAUTE | retail |
| SOLO MEAT GROUP INC | retail |
| WELLNESS CONCEPTS | retail |
| FRENCHBAKERSMBAGUIO | retail |
| ELBERTS DELIVERS | retail |
| ARTEFINO | retail |
| STRATELA INCORPORATED | retail |
| MAYA | retail |
| SUNLIGHT AIR | retail |
| BERSHKA | retail |
| VISTA CINEMA | retail |
| STARMALL CINEMAS | retail |
| VISTA CINEMAS | retail |
| KIMSTORE ENTERPRISE CORP | retail |
| KIMSTORE | retail |
| USTORE | retail |
| STEAMLOGIC INC | retail |
| STEAMLOGIC INC TITAN | retail |
| COCA COLA | retail |
| STRADIVARIUS | retail |
| ABB BRETTOS | retail |
| FLOATING ISLAND RESTO | retail |
| CINDYS | retail |
| KING CHEF | retail |
| AQUA PLANET | retail |
| BINONDO CHINESE FOOD | retail |
| BOX OFFICE | retail |
| MASSIMO DUTTI | retail |
| PANDORA PHILIPPINES | retail |
| TOUS LES JOURS | retail |
| PSAHELPLINE PH | retail |
| TEN ELLEVEN MANILA INC | retail |
| TEN ELLEVEN MANILA | retail |
| LAS CASAS FILIPINAS | retail |
| IVANA SKIN | retail |
| CHUA EYE CENTER | retail |
| MIGHTY BABY | retail |
| NEGRITAS SWIMWEAR CORP | retail |
| OBRA EVENTS SERVICES | retail |
| BAGWINGS | retail |
| FROST FREE | retail |
| A PLUS PREMIUM TECH | retail |
| RAPIDE | retail |
| GOLDTOWN INDSUTRIAL | retail |
| GOLDTOWN | retail |
| CYCLES AND BREW | retail |
| IZUMI | retail |
| BW METRO CLARK | retail |
| JDI MAGUIRE INC | retail |
| BUILDWISE SUPPLY DEPOT | retail |
| MIDORI CLARK HOTEL | retail |
| CONNEQSTAR | retail |
| BABY HUB PH | retail |
| DHORIEZ BOUTIQUE | retail |
| DHORIEZ BOUTIQUE | Food |
| LA BODEGA | retail |
| FROZEN OPTIONS FOOS | retail |
| LSG INDUSTRIAL | retail |
| M22 FUELS INC | retail |
| MAK TUMANG | retail |
| MAMA SITAS | retail |
| STAR CITY | retail |
| FIRST MAC MEGASAVER | retail |
| TECHNOWISE 360 | retail |
| TECHSYAPO | retail |
| TELMARC CORPORATION | retail |
| THE ORANGE BUCKET | retail |
| TINY BATCHI | retail |
| TOKYO POSH | retail |
| TPC CENTRAL ONLINE | retail |
| BRIA HOMES INC | retail |
| TAXUMO INC | retail |
| CAMAYA COAST | retail |
| LE CHARME SUITES | retail |
| OCAMPOS MEGASTORE INC | retail |
| SAMBA BLUEWATER | retail |
| SAMS PIZZA | retail |
| PLAZA HOTEL BALANGA | retail |
| PLAZA LODGE BAGUIO | retail |
| SATTLINK CABLE TV | retail |
| SG ECO INDUSTRIES | retail |
| SHADOW TRAVEL NTOURS | retail |
| SMARTECHNIQUE | retail |
| SOUTHGLOBAL MRKT INC | retail |
| GETALL | retail |
| OPERATION SMILE PH | retail |
| MCDO 741 ROXAS | retail |
| SUNNIES STUDIOS | retail |
| SUNNIES SPECS OPTICAL | retail |
| SUNNIES BY CHARLIE INC | retail |
| SUNNIES SPECS | retail |
| MANGO TOURS | retail |
| OCTO ONE | retail |
| OMNI AVIATION | retail |
| ONENET | retail |
| PRETTY LOOKS | retail |
| RANC DISTRIBUTORS INC | retail |
| REH KINGS EMPIRE | retail |
| RENEGADE FOLK | retail |
| CYKEL BIKES | retail |
| UPLANET BEAUTY PT | retail |
| URBAN ESSENTIALS | retail |
| URBANSTAR | retail |
| WANDERLUXE | retail |
| HANN PHILIPPINES | retail |
| GOEDEN | retail |
| ITDC SYSTEMS | retail |
| ACCOLADE PLACE | retail |
| ALEA RESIDENCES | retail |
| ARISTA PLACE | retail |
| ASTERIA RESIDENCES | retail |
| CEDARCREST | retail |
| CYPRESSTOWERS | retail |
| ALTA VISTA DE BOR | retail |
| DMCI PDI | retail |
| EAST RAYA GARDENS | retail |
| MAX IDEA | retail |
| GLYPHSTUDIOS INC | retail |
| FLAIR TOWERS | retail |
| INFINA TOWERS | retail |
| IVORY WOOD | retail |
| LA VERTI RESIDENCES | retail |
| LEVINA PLACE | retail |
| MIMOSA CTYSCPES INC | retail |
| QUEST HOTEL CLARK | retail |
| NIKEERMITA | retail |
| NIKEATC | retail |
| PARKACCESS | retail |
| NIKETRINOMA | retail |
| NIKEMOA | retail |
| NIKEFORT | retail |
| NIKEAYALABAY | retail |
| NIKEGLORIETTA | retail |
| JORDANMNL | retail |
| PARK ACCESS | retail |
| BOOTCAMP | retail |
| PARK OUTLET | retail |
| NIKE PARK | retail |
| NIKEUPTC | retail |
| NIKECEBU | retail |
| NIKESMFV | retail |
| NIKE FELIZ | retail |
| NIKEMEGAMALL | retail |
| PARKOUTLET | retail |
| PLDT | retail |
| MERRYMART | retail |
| SMART | retail |
| MARKS AND SPENCER | retail |
| SKIN STATION | retail |
| MULBERRY PLACE | retail |
| OHANA PLACE | retail |
| ONE CASTILLA PLACE | retail |
| ONE CASTILLA PLACE | food |
| OUTLOOK RIDGE | food |
| PALM GROVE | food |
| LUMIERE RESIDENCES | food |
| MAGNOLIA PLACE | food |
| MAPLE PLACE | retail |
| MARICIELO VILLAS | food |
| MIREA RESIDENCES | food |
| MIREA RESIDENCES | retail |
| VIERA JEWELRY | service |
| ADELAS E MART | service |
| MAKOBOBI DISTRIBUTORS | service |
| MAX IDEAS MKTG CORP | service |
| MEYCAUAYAN COLLEGE | service |
| SOTELO HOME | service |
| SMCB | service |
| SUKICART | service |
| AM FM JEWELRY SHOP | service |
| BIGASPH | service |
| BITBIT | service |
| COLM | food |
| CONTINKUOUS | food |
| GWIYOMI GLUTA SPA | food |
| HARVER HILL | retail |
| JO RUBIO | retail |
| TOYSRUSGALLERIA | retail |
| TOYSRUSMAGNOLIA | retail |
| TOYSRUSANTIPOLO | retail |
| TOYSRUSCLOVERLEAF | retail |
| TOYSRUSBGC | retail |
| TOYSRUSMETROEAST | retail |
| TOYSRUSFELIZ | retail |
| TOYSRUSUPTOWNCENTER | retail |
| TOYSRUSTHE30THMALL | retail |
| TOYSRUSSHANGRILA | retail |
| TOYSRUSESTANCIA | retail |
| TOYSRUSCENTURY | retail |
| TOYSRUSPOWERPLANT | retail |
| TOYSRUSGREENBELT | retail |
| TOYSRUSERMITA | retail |
| TOYSRUSFAIRVIEW | retail |
| TOYSRUSEASTWOOD | retail |
| TOYSRUSTRINOMA | retail |
| TOYSRUSTAGAYTAY | retail |
| TOYSRUSNUVALI | retail |
| TOYSRUSFESTIVAL | retail |
| TOYSRUSGLORIETTA | retail |
| TOYSRUSLIPA | retail |
| TOYSRUSIMUS | retail |
| TOYSRUSLASPINAS | retail |
| TOYSRUSATC | retail |
| TOYSRUSVERTIS | retail |
| TOYSRUSAYALABAY | retail |
| TOYSRUS ILOCOS | retail |
| TOYSRUSHARBOR | retail |
| TOYSRUSTUGUEGARAO | retail |
| TOYSRUSAYALACEBU | retail |
| TOYSRUSGALLERIACEBU | retail |
| TOYSRUSTACLOBAN | retail |
| TOYSRUSTAGUM | retail |
| TOYSRUSCDO | retail |
| TOYSRUSBACOLOD | retail |
| TOYSRUSAYALABACOLOD | retail |
| TOYSRUSMARQUEE | retail |
| TOYSRUSCENTRALBLOC | retail |
| TOYSRUSLEGAZPI | retail |
| RDS ERMITA | retail |
| RDS METROEAST | retail |
| RDS CLOVERLEAF | retail |
| RDS MALABON | retail |
| RDS ANTIPOLO | retail |
| RDS GALLERIA | retail |
| RDS PIONEER | retail |
| RDS FESTIVAL | retail |
| RDS MAGNOLIA | retail |
| RDS LASPINAS | retail |
| RDS MALOLOS | retail |
| RDS IMUS | retail |
| RDS GEN TRIAS | retail |
| RDS LOS BANOS | retail |
| RDS GALLERIA SOUTH | retail |
| RDS LIPA | retail |
| RDS NEPO ANGELES | retail |
| RDS PANGASINAN | retail |
| RDS GAPAN | retail |
| RDS CABANATUAN | retail |
| RDS ILOCOS | retail |
| RDS SANTIAGO | retail |
| RDS TUGUEGARAO | retail |
| RDS CALAPAN | retail |
| RDS PALAWAN | retail |
| RDS CEBU | retail |
| RDS ILOILO | retail |
| RDS GALLERIA CEBU | retail |
| RDS JARO | retail |
| RDS PAVIA | retail |
| RDS BACOLOD | retail |
| RDS DUMAGUETE | retail |
| RDS NORTH TACLOBAN | retail |
| RDS ORMOC | retail |
| RDS CDO | retail |
| RDS GEN SANTOS | retail |
| RDS DAVAO | retail |
| RDS CENTRIO | retail |
| RDS BUTUAN | retail |
| RDS TAGUM | retail |
| RDS ILIGAN | retail |
| RDS COTABATO | retail |
| RDS VALENCIA | retail |
| RDS NAGA | retail |
| RDS ROXAS | retail |
| RDS PAMPANGA | retail |
| GNC | retail |
| TOBYS SPORTS | retail |
| RUNNR | retail |
| URBAN ATHLETICS | retail |
| RUNNR TRINOMA | retail |
| TOBYS SM CITY MAIN | retail |
| TOBYS TRINOMA | retail |
| TOBYS SM FAIRVIEW | retail |
| TOBYS SM MARILAO | retail |
| TOBYS SM BALIUAG | retail |
| TOBYS SM PAMPANGA | retail |
| TOBYS SM TARLAC | retail |
| TOBYS SM BAGUIO | retail |
| TOBYS SM ILOILO | retail |
| URBAN ATHLTCS UP TOWN | retail |
| TOBYS UP TOWN CENTRE | retail |
| TOBYS SM TELABASTAGAN | retail |
| TOBYS SM LEGAZPI | retail |
| TOBYS GREENHILLS | retail |
| TOBYS ROB ERMITA | retail |
| TOBYS SHANGRILA PLAZA | retail |
| TOBYS SM CENTERPOINT | retail |
| TOBYS SM MANILA | retail |
| TOBYS SM MEGAMALL | retail |
| URBAN ATHLTCS GBELT 3 | retail |
| TOBYS SM TAYTAY | retail |
| TOBYS SM ANGONO | retail |
| RUNNR AYALA CEBU | retail |
| TOBYS SM CEBU | retail |
| TOBYS SM SEASIDE CEBU | retail |
| TOBYS GATEWAY MALL | retail |
| TOBYS AYALA FELIZ | retail |
| RUNNR ALABANG TOWN | retail |
| TOBYS GLORIETTA 2 | retail |
| TOBYS SM MALL OF ASIA | retail |
| TOBYS GLORIETTA 4 | retail |
| TOBYS SM BACOOR | retail |
| TOBYS SM AURA TAGUIG | retail |
| TOBYS SM SOUTHMALL | retail |
| TOBYS ABREEZA DAVAO | retail |
| TOBYS LIMKETKAI CDO | retail |
| TOBYS SM SAN PABLO | retail |
| URBAN ATHLTCS SMFVIEW | retail |
| TOBYS HEAD OFFICE | retail |
| URBAN ATHLTCS SMAISON | retail |
| TOBYS SM SAN LAZARO | retail |
| TOBYS FLAGSHIP BGC | retail |
| TOBYS SM THE BLOCK | retail |
| TOBYS ROB METRO EAST | retail |
| RUNNR BONI HIGH ST | retail |
| JOLLIBEE ONLINE | retail |
| OWNDAYS PHILIPPINES | retail |
| PDAX | retail |
| VICTORY LINER | retail |
| WEB COM PH INC | retail |
| UNIV OF SAN CARLOS | retail |
| WRIGHT WINGS | retail |
| CEBU SAFARI | retail |
| AQWIRE | retail |
| BARKOTA | retail |
| HUCHI SOUTHEAST EATS | retail |
| AZALEA | retail |
| ARANETA BUSPORT | retail |
| SHERIDAN TOWERS | retail |
| SORREL RESIDENCES | retail |
| CLOUDKART ONLINE SHOP | retail |
| BAYADCENTER MERALCO | retail |
| PRIMA CASA | retail |
| QWIKWIRE | retail |
| AQWIRE REAL ESTATE | retail |
| AQWIRE EDUCATION | retail |
| RHAPSODYRESIDENCES | retail |
| ROSEWOOD POINTE | retail |
| ROYAL PALM | retail |
| PURPLE OVEN | retail |
| EPLAYMENT CORP | retail |
| NCCC SPM | retail |
| MY SUKI INC | retail |
| HAWKER CHAN | retail |
| HAWKER CHAN | service |
| PLDT | service |
| SORREL RESIDENCES | service |
| STELLAR PLACE | service |
| THE AMARYLLIS | service |
1.1 These terms and conditions (“T&C” or “Terms”) govern the terms under which you may access and use the products of Maya Bank, Inc. By opening a consumer savings account and/or using our services, you agree to be bound by these Terms. The General Terms and Conditions (GT&Cs) of Maya Bank accessible through this link: https://mayabank.ph/terms-conditions/ are deemed incorporated into these T&C. In case of conflict or inconsistency between the GT&Cs and these T&C, the terms of these T&C shall prevail.
1.2 Under these T&C, the terms “Maya Bank,” “Bank,” “we,” “us,” and “our” refer to Maya Bank, Inc. together with its employees, directors, affiliates, successors, agents, and assigns. Maya Bank, Inc. is a Filipino digital bank, duly licensed by the Bangko Sentral ng Pilipinas (“BSP”).
1.3 The terms “you” and “your” refer to the depositor who uses the services of Maya Bank as depositary bank.
1.4 These T&C shall be effective, valid, and binding from the time that you signify your agreement to these Terms. These T&C will be in full force and effect up to the time that it is terminated by you or us, save for some provisions, which shall remain effective after termination, as stated in this T&C, under any law, rule, or regulation.
2.1 Account Holder refers to an individual who maintains a savings account with Maya Bank.
2.2 Affiliates refers to any person or entity controlled by or under common control with another person. For purposes of the Terms, any of the entities under the MVP Group of Companies, including but not limited to PayMaya Philippines, Inc., PLDT, Inc., Metro Pacific Investments Corporation, Smart Communications, Inc., The Manila Electric Company, Maynilad Water Services, Inc., Metro Pacific Tollways Corporation, and MediaQuest Holdings, Inc., shall be considered as Affiliates of Maya Bank.
2.3 AMLA refers to the Anti-Money Laundering Act, otherwise known as Republic Act No. 9160, as amended, as implemented by the Anti- Money Laundering Council of the Philippines (“AMLC”).
2.4 Dormant Account refers an account that has had no deposit or withdrawal for a period of 2 years.
2.5 Maya Bank Account or Account refers to your savings account with Maya Bank.
2.6 Maya App refers to the mobile application that serves as the interface between the account holder and Maya Bank Account, whose terms of use shall be in accordance with the Terms and Conditions and User’s Guide found in the said Maya App.
2.7 Maya Savings refers to a deposit product offered by Maya Bank, Inc. in the Maya app where customers are able to make deposits and withdrawals at any time and without penalty through the available channels. Interest earned is computed based on the average daily balance (ADB) of the account.
2.8 Personal Goal/s refers to a goal-based deposit account where customers can keep their money for up to one hundred eighty (180) days while earning interest based on their average daily balance.
3.1 You may open and maintain Accounts subject to our sole discretion, upon your compliance and our verification of the requirements, in accordance with the BSP onboarding and due diligence requirements. These requirements include, but are not limited to, the following:
3.1.1 Name of customer (Full Name including Middle Name) and/or PhilSys Number (if available); 3.1.2 Date and Place of Birth;
3.1.3 Address;
3.1.4 Contact Number or Information / email address;
3.1.5 Citizenship or Nationality;
3.1.6 Source of funds;
3.1.7 Nature of work;
3.1.8 Specimen Signature or Biometrics; and
3.1.9 One valid Primary ID or Two valid Secondary IDs (refer to https://www.maya.ph/quick guide/upgrade for accepted government IDs).
4.1 You agree that withdrawals must be made through the modes that may be provided by Maya Bank. These may be subject to the procedures of Maya Bank’s partner entities and your providing of the required information in the Maya App.
4.2 You must maintain a minimum monthly average daily balance (“ADB”), the amount being reasonably determined by Maya Bank and may be subject to change upon prior notice. Failure to maintain a balance equal to or greater than the minimum monthly ADB for at least two (2) consecutive months will entail the imposition of a maintenance fee.
4.3 A dormancy fee may be imposed on your Account after five (5) years from the last activity therein and when the balance falls below the minimum monthly ADB. The dormancy fee charged is in addition to the maintenance fee. You shall be notified of the potential imposition of such a fee at least sixty (60) days prior to its imposition.
4.4 An Account may be reverted to the national government through the Treasurer of the Philippines after ten (10) years from the last activity therein.
4.5 In all instances, any aggregate and unpaid charges, fees, and other expenses for which the Account Holder is liable shall immediately become due without need of demand and may be immediately debited without prior notice from any remaining funds, money, and/or assets in the Account of the aforementioned Account Holder.
4.6 Interest-bearing accounts shall earn interest per annum at a rate to be agreed upon by you and Maya Bank, subject to pertinent laws, rules, and regulations. The rates may be changed, provided that such a change shall only take effect after public notice. No interest shall accrue on accounts that are considered dormant.
4.7 Interest income shall be credited to your account on the first day of the succeeding month, minus the applicable taxes.
4.8 If you are considered as a holder of a Foreign Account Tax Compliance Act (“FATCA”) reportable Account, you shall:
You also hereby declare under penalty of perjury that:
Failure to do the above may constrain Maya Bank to withhold the legally mandated amounts or to initiate the closure of your Account.
4.9 You agree that Article 1250 of the Civil Code shall not apply in case of extraordinary inflation or deflation of the currency stipulated herein.
5.1 Maya Bank agrees to act as a depositary bank for your deposit account which may be an interest- or non-interest-bearing account.
5.2 The applicable laws and rules of the Philippine Deposit Insurance Corporation (“PDIC”) relating to deposits shall govern. Applicable deposit accounts are insured by the PDIC up to a maximum of Five Hundred Thousand Pesos (P500,000.00) per depositor. PDIC shall presume that the name/s appearing on the certificate of deposit is/are the actual/beneficial owners of the deposit, except as provided therein.
5.3 Office hours shall be from 9 AM to 6 PM, Mondays to Fridays. Maya Bank’s online platforms are available 24/7 subject to the cut-off time of its partners applicable to certain transactions. You shall be notified in advance or at the soonest possible time of maintenance activities and the like.
5.4 Maya Bank reserves the right to modify, suspend, stop, or terminate any of its services immediately upon notice, at any time and from time to time, within applicable laws and regulations of the Philippines.
5.5 You will not use any device, software, or routine to interfere or attempt to interfere with the proper working of the Maya App.
5.6 Maya Bank reserves the right to verify any activity that is done through its facilities, especially if it involves compliance with AMLA or other laws, rules, or regulations.
Pursuant to the Implementing Rules and Regulation (“IRR”) of the AMLA, you grant Maya Bank the power and authority to report covered and suspicious transactions involving your account to the AMLC.
Pursuant to the IRR of the AMLA, you shall also authorize Maya Bank to maintain and safely store all records of all transactions involving your Account for five (5) years from the dates of these transactions. With respect to closed accounts, we shall also preserve and safely store the records on customer identification, account files, and business correspondence for at least five (5) years from the dates when they were closed.
Pursuant to the duties imposed by the AMLA, you agree to hold free Maya Bank from any liability. 5.7 We will attempt to process transactions promptly, but any transaction may be delayed or cancelled for a number of reasons including but not limited to: our efforts to verify your identity; to validate your transaction instructions; to contact you; due to variations in business hours and currency availability; availability of the system which may be affected by service disruptions or system maintenance; or otherwise to comply with applicable laws, rules, or regulations.
5.8 We may, in our absolute discretion, refuse or cancel transactions or services if: (a) Maya Bank is unable to verify your identity; (b) Maya Bank is unable to verify the identity of the recipient; (c) you do not comply with information requests pursuant to Clause 5.6; or (d) Maya Bank reasonably believes you are using its facilities, or allowing it to be used, in breach of these T&C or any applicable laws, rules, or regulations.
5.9 If we have executed the transaction in accordance with the instructions you have provided to us, and that the instructions prove to have been incorrect, we are not liable for the incorrect execution of the transaction. We will, however, make reasonable efforts to recover the funds. We may charge you a reasonable fee, reflective of our efforts, to do so. Unless there are exceptional circumstances, no adjustment will be made for any currency fluctuations which may have occurred between the time you pay us the transaction amount and the time of credit.
5.10 Maya Bank shall have the right to automatically suspend or block the transaction or any Account in the event that Maya Bank has reason to believe that the transaction or the account may be illegal or used for fraudulent or suspicious businesses or by an unauthorized person.
Maya Bank may, but shall not have the obligation to, inform you prior to suspending or blocking the transaction pursuant to this clause. You acknowledge the authority of Maya Bank to suspend or block the transaction and the closure of the Account and accordingly, you shall hold Maya Bank free and harmless against any and all consequences of such suspension or blocking, or any loss or damage which you may suffer as a result thereof.
5.11 Fees and other charges shall be in accordance with the Table of Fees and Charges (as shown below under Annex B) which may be subject to changes upon discretion of Maya Bank and in accordance with laws, rules, and regulations. However, in the situation where there are insufficient funds in your Account to cover such fees and other charges, we reserve the right, without incurring any liability, to refuse to carry out the transaction.
5.12 In order to comply with our obligations under relevant laws, we reserve the right to require further information or evidence relating to your personal information and to the purpose of any transaction using our facilities.
6.1 You agree to abide by the obligations stated under this section. You understand that failure to abide by these obligations is subject to Maya Bank applying reasonable penalties to you and your Account, including but not limited to charges, suspension, and/or termination of your Maya Bank Account, and proper reporting to the applicable authority of the laws, rules, and regulations that govern Maya Bank.
6.2 You agree not to use any “deep-link,” “page-scrape,” “robot,” “spider,” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any part of the Maya App, or in any way reproduce or circumvent its navigational structure or presentation, as well as to obtain or attempt to obtain any material, document, or information through any means not purposely made available through our facilities.
6.3 You agree not to gain or attempt to gain unauthorized access to any part or feature of the Maya App or to any other system or network connected to the Maya App. You also agree not to gather, harvest, or otherwise collect information about others using the Maya App without our explicit informed consent; nor restrict, prevent, or prohibit any other party from using our facilities, including but not limited to such actions which may tend to discourage others from using the services, such as stalking, flaming, or the lashing out at other parties, spamming or the sending of unsolicited information, advertisement or content, flooding or the sending of repetitive messages, trolling or the use of insulting or deliberately divisive information, material or content, other forms of annoyances, and the like.
6.4 You agree not to circumvent, disable, or otherwise interfere with security-related features of the Maya App, including those that prevent or restrict use or copying of any content, material, or information available on or through the Maya App, as well as those that enforce limitations on the use of our facilities.
6.5 You agree not to probe, scan, or test the vulnerability of the Maya App or any network connected to it, and not to breach the security or authentication measures on the same. You agree not to reverse look- up, trace, or seek to trace any information on any user of or visitor to the Maya App, or any other client of Maya Bank including any account maintained with our facilities not owned by you, to its source, or exploit these or any information made available or offered by or through the Maya App, in any way where the purpose is to reveal any information, including but not limited to personal identification, other than your own information.
6.6 You agree to use or access the Maya App for your information and personal use solely as intended through the provided functionality of the Maya App. You agree not to copy or download any material or content from or through them unless such copying or downloading is explicitly allowed by a visible manifestation thereof such as a “download” button or a similar link ostensibly displayed. You further agree not to engage or attempt to engage in the use, copying, transmission, broadcast, display, distribution, or sale of any of the contents, material, or information available on or through the Maya App, including user comments and the like, other than as expressly permitted herein, or as explicitly indicated.
6.7 You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Maya App or its systems or networks, or any systems or networks connected to it.
6.8 You agree not to incorporate any word in your name, message identification, or custom user title that is defamatory, obscene or profane, or which violates any trademark, service mark, or other intellectual property rights of any third party, including that of Maya Bank. You likewise agree not to use any trademark, trade name, service mark, or logo in a way that is likely or intended to cause confusion about the owner or authorized user of such marks, names, or logos.
6.9 You agree not to use any device or routine to interfere or attempt to interfere with the proper working of the Maya App or any transaction being conducted using our facilities, or with any other person’s use of these facilities. You agree that you will not engage in any activity that interferes with or disrupts our services or the servers and networks which are connected to our facilities.
6.10 You undertake to provide us with: (a) true, accurate, current and complete evidence of your identity, and promptly update your personal information if and when it changes; (b) provide us with any identity documentations as may be requested by us; and (d) any other information that must be provided for our services to be properly executed. You agree not to conceal your true name or use a fictitious name; otherwise, Maya Bank may file a criminal case against you for violation of penal laws of the Philippines, including the Anti-Alias Law (Commonwealth Act No. 142, as amended by Republic Act No. 6085), among others.
6.11 You agree to update your personal information should there be material changes or as may be required by Maya Bank from time to time.
6.12 Once you confirm the transaction or ask Maya Bank to proceed with the Transaction, you agree that you may neither cancel nor reverse such transaction. Maya Bank shall proceed with crediting the account of the recipient and once the money or fund is in the account of the beneficiary or recipient, Maya Bank cannot reverse nor deduct such account without the proper court order or authorization.
6.13 You agree not to use the facilities of Maya Bank for any purpose that is illegal, unlawful, or prohibited by these Terms, or to solicit the performance of any illegal activity or other activity which infringes on the rights of Maya Bank or others, which includes but is not limited to selling, leasing, or giving your Account to a third party.
6.14 You agree that you are responsible to check for update/s and will download such update/s to the Maya App before use. You also agree that the device used to access the Maya App is compatible or meets the minimum system requirements of the Maya App. You understand that certain Maya App functions may not be available or may be disabled by Maya Bank if you do not perform the needed update or meet the compatibility / minimum system requirements.
You agree that it is your responsibility to take all reasonable precautions to ensure that the device used to access the Maya App is free or is reasonably protected from any computer viruses or similar devices or software including, but not limited to, Trojan horses and worms.
6.15 You agree that it is your responsibility to securely keep your PIN and/or Password, including your one-time pin (OTP). The use of your User ID and your PIN and/or Password will serve as your irrevocable authorization for us to carry out transactions that you initiated. Any fraudulent activity by your device, agents, employees, officers, and authorized representatives using your User ID and your PIN and/or Password, such as but not limited to unauthorized withdrawals or transfers, that may bring about financial losses to you is your sole responsibility.
6.16 You agree that by supplying your personal information for the purpose of using the Service, you expressly consent to the processing of your supplied personal information for the purpose of creating and maintaining your Account. Such consent includes authorization for Maya Bank to disclose, exchange, and release the said information to its associates, affiliates, subsidiaries, officers, employees, agents, lawyers, and other consultants, pre-paid/debit/credit bureaus or any such persons as Maya Bank deems necessary, or as required by laws, rules, or regulations. In the event that the disclosure or processing of your information does not fall among the above-mentioned situations, we will obtain the necessary consent, subject to existing laws, rules, and regulations on bank secrecy, data privacy, and other relevant laws, rules, and regulations.
6.17 In opening and maintaining a savings account and/or availing any of the bank products and services covered under these Terms, you agree to waive, without need of notice, in favor of Maya Bank, including any of its Affiliates, service providers, shareholders, associates, subsidiaries, officers, employees, agents, lawyers, partners, and other consultants, your rights under Section 55.1 (b) of Republic Act No. 8791 (The General Banking Law of 2000), under Republic Act No. 1405, or any other right pertaining to secrecy of bank deposits for any of the following purposes:
7.1 You warrant that all information you provided Maya Bank are true, correct, and accurate. You further warrant that in case of any change in the circumstances which affect the information you have provided to Maya Bank, you shall inform Maya Bank of such changes within fifteen (15) days from the occurrence of the said change. Maya Bank, its officers, and/or employees shall be held free from any liability for any damages, claims, or demands from your failure to do so or to inform Maya Bank in a timely manner.
7.2 By visiting and/or using the Maya App, you declare, undertake, and affirm that you take sole responsibility for whatever consequences that may arise out of your visit and/or use of our facilities. You understand that Maya Bank shall not be liable for, and you hereby hold Maya Bank free from, any direct, incidental, special, consequential, indirect, or punitive damages whatsoever resulting from your use of, or your inability to use, our facilities. On the other hand, you declare, undertake, and affirm that you shall indemnify Maya Bank for any direct, incidental, special, consequential, indirect, or punitive damages whatsoever resulting from your use of the Maya App contrary to these Terms. You further agree, undertake, and commit to indemnify Maya Bank for any breach of its proprietary and other rights, including breach of these Terms, which you may commit in the course of or arising out of your use of our facilities.
8.1 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to deny access to and/or discontinue its services or any component thereof to anyone at any time, temporarily or permanently, without giving any reason and/or prior notice to you. You hereby irrevocably agree, affirm, and warrant to hold Maya Bank free from any liability, both under equity and the law, arising or that may arise out of any such denial of access to or the discontinuance of its services.
8.2 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to collect, screen, review, flag, filter, modify, block, refuse, or remove any and/or all information provided by any user, explicitly or implicitly to and through its facilities, including but not limited to hardware information, IP address, browser-type related information, cookies, and the like. You hereby irrevocably agree, affirm, and warrant to hold Maya Bank free from any liability, both under equity and the law, arising or that may arise out of any such collection, screening, review, flagging, filtering, modification, blocking, refusal, or removal of any and/or all information provided by any user to and through its facilities.
8.3 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to enhance, improve, develop, and introduce new features and functionalities to its facilities at any time and without prior notice. You hereby understand, agree, and affirm that any such enhancement, improvement, development, new feature, and/or new functionality to the Maya App shall form part of its services as defined herein and thus shall likewise be covered by these Terms and its subsequent revisions or amendments, as applicable.
8.4 You understand and agree that Maya Bank reserves the right, at its sole discretion, to verify, check, cross-refer, validate, and ascertain the veracity and truthfulness of all information supplied by you by acquiring, accessing, retrieving, or otherwise acquiring similar or additional information supplied by you to other third-party service providers, including, but not limited to telecommunications providers, etc. You hereby expressly, unequivocally, and voluntarily allow Maya Bank to request for and secure such information, and expressly, unequivocally, and voluntarily instruct such third-party providers to: (a) receive and process Maya Bank’s request; (b) favorably act at all times on any such request by producing the information requested; and (c) when requested by Maya Bank, provide the latter with certified digital or printed copies of the said information.
8.5 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to send you or cause to send you service updates and/or messages, including SMS, notifications, email and/or any data message transmission, informing you of enhancements, improvements, developments, features, functionalities, products, promotions, offers, advertisement and/or any other information relative to its services and Maya Bank. Maya Bank makes no warranty of any kind, express or implied, for such service updates and/or messages, but you hereby agree to receive such service updates and/or messages and hold Maya Bank free from any liability and/or claims for indemnification or damages that may arise there from.
8.6 You understand and agree that Maya Bank reserves the right, at its sole discretion, to set limitations to and charge fees and applicable taxes for the use of its facilities, at any time and upon prior notice. You further understand and agree that Maya Bank reserves the right, at its sole discretion and under no obligation, upon notice, to change the applicable fees, taxes, and charges levied for the use of the services, at any time, subject to the conditions set out in Section 15.1 of the Terms and Conditions.
8.7 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to enforce the provisions of these Terms, including but not limited to performing investigation and legal actions with law enforcement agencies regarding the Account Holder. Non-enforcement of any of the rights of Maya Bank under these Terms, under the law or under principles of equity shall not be construed as a waiver thereof. Likewise, no subsequent course of action by Maya Bank, by you, and/or by any third party, individually or collectively, shall not operate and shall not be construed to operate as abandonment, amendment, or modification of these Terms. You likewise hereby declare, affirm, and undertake the sole obligation to indemnify Maya Bank or any third party for any damage Maya Bank or said third party may sustain as a result of your use of our facilities.
8.8 You understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to limit the provision, availability, quantity, and quality of any feature, product, or service to any person or to anyone within the same geographic area, demographic profile, or any other market, commercial, and/or trading segments. You likewise understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to administer and operate any and/or all of its services from any or various locations outside the Republic of the Philippines. You further understand, agree, and hold Maya Bank free from any liability arising therefrom, that not all features, products, or services discussed, referenced, provided, or offered through or in the Maya App are available to all persons or in all geographic locations, or are appropriate or available for use outside the Republic of the Philippines. Any part or the whole of these Terms are void where prohibited. You hereby understand, agree, and undertake sole responsibility for your continued access to or use of our facilities, as well as the results or consequences of such access and use, including the responsibility for compliance with applicable local laws and the sole liability for non-compliance or breach thereof.
8.9 You understand that and agree that Maya Bank reserves the right, in case of any amount mistakenly credited to your Account, to debit the erroneously credited amount from your Account and/or any of your accounts.
8.10 You understand and agree that Maya Bank reserves the right to comply with a notice or order from a court or other competent authority for the garnishment, attachment, freezing, or sequestration of any or all of your Accounts. The amount subject of the notice or order shall automatically be on hold and no withdrawals will be allowed until the order has been lifted.
8.11 You understand and agree that in the event that:
Maya Bank reserves the right, in its sole discretion, to take any necessary actions, such as freezing of the account or filing interpleader suits. You understand that such actions are authorized, approved, and ratified by you and you hold Maya Bank free from any liability arising therefrom.
9.1 You are free to close your Account with Maya Bank, subject to the submission of necessary documents and the surrender of items or documents evidencing ownership. A reasonable nominal charge will be imposed if the Account is closed within thirty (30) days from its opening.
9.2 Maya Bank may also immediately initiate closure of your Account without prior notice if misrepresentation or falsity of information provided by you is found, if the balance of the Account becomes zero (0) and remains as such for a substantial amount of time, if the Account has or is being used for fraudulent or illegal activities, or if Maya Bank finds it reasonable in order to protect its interest.
9.3 Maya Bank may also initiate closure of your Account when it finds that you have not handled the Account in a manner satisfactory to Maya Bank. Maya Bank is authorized to keep records and inform the Bankers Association of the Philippines of the closure of such accounts.
10.1 You authorize Maya Bank and its official partners to process the personal information that you have provided directly or indirectly in our data collection touchpoints relevant to the respective purposes furnished to you in our privacy notices.
With your active use of our products and services, you agree to the Data Privacy Statement of Maya Bank found at http://www.mayabank.ph/privacy.
11.1 You agree to indemnify, defend and hold harmless Maya Bank, its subsidiaries and affiliates, and their directors, officers, employees and agents, from and against any loss, damage, liability, costs and expenses, including reasonable attorney’s fees (collectively, “Losses’), arising out of or based on:
11.2 You may be penalized by Maya Bank equivalent to the amount of damage or cost incurred or penalty paid arising from your action as listed in the preceding section or from failure to comply with any provision of this Agreement as well as other agreements with Maya Bank.
11.3 Maya Bank agrees to indemnify, defend and hold harmless you, your subsidiaries and affiliates, and your directors, officers, employees and agents, from and against any losses arising out of or based on (a) breach of, or failure to perform, any obligation of Maya Bank contained in this Agreement, or (b) the gross negligence or willful misconduct of Maya Bank.
11.4 In no event shall Maya Bank and you be liable, in the absence of gross negligence and willful misconduct, for any indirect, special, incidental or consequential damages under this Agreement, including, without limitation, loss of profits, revenue, data or use, even if Maya Bank and/or you have been advised of the possibility of such damages.
12.1 These Terms shall be construed and governed in accordance with the laws of the Philippines.
12.2 You understand and agree that these Terms including all disputes relative to your use of the services of Maya Bank and relating to your Account shall be governed by the laws of the Republic of the Philippines without regard to conflict of laws. In case of any dispute arising out of these Terms or your use of the Services, you hereby agree, undertake, and commit to resolve or attempt to resolve such dispute promptly and in good faith. In case of failure to resolve any such dispute, you agree to the jurisdiction by and venue in the appropriate courts of Mandaluyong City, Philippines, to the exclusion of all other courts, and waive as you hereby waive, any objection to such jurisdiction or venue.
13.1 Failure, omission, or delay on the part of Maya Bank to exercise its right or remedies under these Terms and Conditions shall not operate as a waiver. Any such waiver shall be valid only when reduced in writing and delivered to the Account Holder.
14.1 Should any term or condition in this Agreement be rendered void, illegal, or unenforceable in any respect under any law, the validity, legality, and enforceability of the remaining terms and conditions shall not be affected or impaired thereby.
15.1 Maya Bank may at any time and for whatever reason it may deem proper, amend, revise, or modify these Terms, which shall only be implemented sixty (60) days after notice to the Account Holders. You agree that for purposes of these Terms, publication of the revised Terms in Maya Bank’s website shall be considered as sufficient notice. It is the Account Holder’s responsibility to regularly check any changes to these Terms at www.mayabank.ph. Your continued use of Maya Bank’s services and continued maintenance of your Account after any such changes constitute acceptance of the new Terms. Failure to notify Maya Bank of your intention to terminate your Account shall be construed as acceptance of the amendments to these Terms. You may notify Maya Bank of your rejection of the amendments to these Terms within thirty (30) days from receipt of individual notice or thirty (30) days from issuance of public notice.
Proper notice of your rejection would entitle you to exit the contract without penalty.
16.1 All notice requirements shall be as stated in these Terms. If Maya Bank is required to send notice to you, it shall do so through available channels including but not limited to, in-app notifications, SMS, email, or registered mail which shall be sent to your registered address.
Publication in Maya Bank’s website shall also be sufficient notice, as may be required by this Agreement.
17.1 At Maya Bank, we consider our customer’s financial questions, needs and feedback as very important. If you have any concerns about a procedure or have encountered a problem with our service, we will do our best to address it within ten (10) calendar days. Should your concern require more time to be resolved, we will update you every step of the way.
| Channel | Details |
|---|---|
| Maya Bank, Inc. Support Page | https://support.mayabank.ph/ |
| Help Center | Access the Help Center by logging in to the Maya app, tapping the Menu button on the upper left corner, and tapping ‘Help’. |
| support@mayabank.ph | |
| Maya Bank Customers Hotline | Maya Bank Customer Service No.: (+632) 8845- 77-88 Domestic Toll-Free Landline: 1-800-1084-57788 Using your Smart number: *788 |
You may contact Customer Service using the information below or reach out to us on our official social media channels.
You have our assurance that we will handle your concerns, feedback and information with utmost confidentiality and will strive to resolve them as soon as possible. Maya Bank will handle the information we receive as construed in Section 10 Data Privacy Statement.
Maya Bank is regulated by the Bangko Sentral ng Pilipinas:https://www.bsp.gov.ph/
18.1 Maya Bank’s business activities are regulated by its own internal business rules and Corporate Governance policies which are compliant with applicable anti-corruption laws. Maya Bank’s policies and internal controls are designed to prevent bribery from occurring, avoid appearance of wrongdoing and enable Maya Bank personnel to respond promptly and effectively to any inquiries about its conduct. In case of any violation of the Corporate Governance policies by Maya Bank, its Stockholders, Directors, officers, employees, or agents, any party may report the same to Maya Bank’s Corporate Governance Office, by sending an email to corpgov@mayabank.ph, from 9 AM to 6 PM, Philippine Time, Mondays through Fridays, except holidays.
| Product | Balance Earning Interest | Introductory Promo Interest Rate* |
Maya Savings | PHP 0.01 – PHP 5,000,000.00 | 6.00% |
| PHP 5,000,000.01 and above | 0.00% |
*Introductory Promo interest rate is extended until October 13, 2022.
6% interest p.a. will be available until December 31, 2022. More information to come in October.
| Product | Balance Earning Interest | Interest Rate |
|---|---|---|
| Personal Goal (per goal account) | PHP 0.01 – PHP 1,000,000.00 | 6.0% |
| PHP 1,000,000.01 and above | 0.0% |
Interest rates may be changed, provided that such change shall only take effect after public notice. No interest shall accrue on accounts that are considered dormant.
| Fees & Charges | Amount | Remarks |
| Dormancy Fee | Waived* | Charged after five (5) years from last activity |
| Account Closure | Waived* | Charged if the account is closed within 30 days from account opening |
| ADB falls below the minimum required | Waived* | Charged if the account’s ADB falls below the required ADB |
| Bank Statement Generation | Waived* | Charged for requests to generate bank statements |
Bank Certificate Generation Coming Soon | Waived* | Charged for requests to generate bank certificates |
| Transfer to Maya wallet | Free | Charged for transactions made to Maya wallets |
| Transfer to other Maya Bank Accounts | Free | Charged for transactions made to another Maya Bank account |
Transfer via InstaPay Coming Soon | PHP 15.00 per transaction | Charged for transactions done via InstaPay |
| Transfer via PESONet | PHP 15.00 per transaction** | Charged for transactions done via PESONet |
The table of fees is as of September 30, 2022.
*Waived until December 31, 2022.
**InstaPay is currently on beta to select users as we continue to improve the feature. While on beta, InstaPay transfer transactions will appear as ‘PesoNet’ in the transaction history.
***Waived until December 31, 2022
Additional fees and charges may be imposed at a later time. Account Holders shall be informed of any changes to the fees and charges imposed on their account at least 60 days prior to implementation.
1.1 Personal Goals Creation
1.1.1 A maximum of five (5) active Personal Goals are allowed per customer.
1.1.2 A maximum of one hundred eighty (180) days from the goal creation date is allowed for its due date.
1.2 Personal Goals Cancellation
1.2.1 Should you want to move out your funds prior its due date, you may cancel your goal through the Maya App.
1.3 Crediting of Proceeds to Maya Savings Account
1.3.1 Proceeds from your Personal Goal (total deposit plus accrued interest less applicable withholding taxes), regardless if it is cancelled or completed, will be credited to your own Maya Savings account.
1.3.1.1 If at the point of completion or cancellation of the goal you do not have an existing Maya Savings account, you agree that a Maya Savings account will be automatically created for you, and the proceeds (total deposit plus accrued interest less applicable withholding taxes) from your Personal Goal will be credited to this account.
| Interest rate | New & existing depositors | Reflected as |
|---|---|---|
| Base rate | 4% p.a. | 1. Base 2. Tax withheld |
| Boosted interest rate unlocked at P250 accumulate spend | 5% p.a. | 1. Bonus 2. Tax withheld |
| Boosted interest rate unlocked at P1,000 accumulate spend | 6% p.a. | |
| Boosted interest rate unlocked at P20,000 accumulate spend | 8% p.a. | |
| Boosted interest rate unlocked at P30,000 accumulate spend | 10% p.a. |
DTI Fair Trade Permit No. FTEB- 145630 Series of 2022