• Consumer
  • Merchant

Buy now, pay later with Maya Pay in 4

Pay in 4 easy installments –
every 2 weeks at 0% interest.
Pay in 4 Consumer

What is
Maya Pay in 4?

Pay in 4 is Maya’s buy now pay later product designed to give you a way to split your purchases* into 4 installments due every two weeks** at 0% interest even if you don’t have a credit card.

This means if you’re buying a ₱2,000 product, you’ll only have to pay ₱500 up front, splitting the balance into three ₱500 installments every two weeks.

Watch out for Maya Pay in 4 as a payment option on your favorite merchant’s desktop and mobile website.

*Total purchases worth ₱1,000 and up are eligible for Maya Pay in 4.
**The first installment payment is your down payment upon purchase.

Requirement

  1. Upgraded Maya Account
    • KYC1 (Fully verified)
    • Good Credit Standing
  2. Basic information
  3. Data Privacy Consent
What is Pay in 4

What benefits do you get when you Pay in 4?

No more interest

Say goodbye to interest rates with Pay in 4’s 0% interest every two weeks payment scheme. The best part? No hidden fees.

Shop at your
favorite stores

Maya Pay in 4 is now available
at Vamos and Nike and coming soon to more of your favorite merchants

Seamless experience

Loan application, approval, repayments, and tracking can all be done within the Maya app. Remember, it’s everything and a bank!

PARTNER MERCHANTS

Shop at your
favorite merchants
accepting
Maya Pay in 4

Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop
Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop
Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop

How to Checkout via
Maya Checkout / Online Cart

    Online Cart Step 1

    1 Upon checkout, choose "Pay in 4"

    Online Cart Step 2

    2 Tap "Continue"

    Online Cart Step 3

    3 Confirm first payment

    Online Cart Step 4

    4 Enter One-time PIN

    Online Cart Step 5

    5 Congratulations! You've completed your Pay in 4 purchase

How to Checkout via
Maya Terminal

    Checkout via Maya Terminal Step 1

    1 Scan QR on the POS via your Maya app

    Checkout via Maya Terminal Step 2

    2 Upon checkout, choose “Pay in 4”

    Checkout via Maya Terminal Step 3

    3 Tap “Continue”

    Checkout via Maya Terminal Step 4

    4 Confirm first payment

    Checkout via Maya Terminal Step 5

    5 Enter One-time PIN

    Checkout via Maya Terminal Step 6

    6 Congratulations! You’ve completed your Pay in 4 purchase

Want to offer Pay in 4 in your store?

Don't hesistate to reach out!
FAQ

Frequently Asked Questions

You've got questions? We've got answers.

Need more answers?

Maya PayLater is a loan service that allows users of the Maya app to shop online or in-store and pay in installments using their Maya Wallet. No credit card needed! Maya PayLater is powered by Maya Bank.

Maya PayLater's first product is Pay in 4, which lets you pay for goods and services in a total of 4 installments due every 2 weeks with no opening fees and as low as 0% interest. Other Maya PayLater products will become available in the future. Maya Pay in 4 is powered by Maya Bank.

Maya PayLater is available as a payment option at participating brands' websites and stores.​
You can reach us at (+632) 8845 7788, domestic toll-free at 1800 1084 57788, or at support@mayabank.ph.

Offer buy now,
pay later with
Maya Pay in 4

Pay in 4 lets you enjoy higher conversion rates, larger spend, and lower depreciation costs to bring your store to heights you’ve never seen before.
Pay in 4 Merchant

What is
Maya Pay in 4?

Pay in 4 is Maya’s Buy Now Pay Later (BNPL) product that lets your customers pay for your goods and services in a total of 4 installments due every 2 weeks at 0% interest using their Maya Wallet. You may offer Pay in 4 installments as a payment option on both your desktop and mobile website.

What is Pay in 4

What benefits do you get from being a Pay in 4 Merchant

Increase inventory turnover

Keep your business flowing by increasing your inventory turnover and giving your customers great products to choose from

Keep costs to a minimum

Through the Pay in 4 payment scheme, you can minimize high depreciation and warehouse costs to maximize your profit

Improve your business

Get the opportunity to easily increase your customer’s basket size, transaction rate, and conversion rate

PARTNER MERCHANTS

Shop at your
favorite merchants
accepting
Maya Pay in 4

Shop at your
favorite merchants
accepting
Maya Pay in 4

Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop
Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop
Army Navy
Western Union
Super 8
DFA
DTI
jollibee
Landers
Mcdo
Ronalds
CODA Shop

Want to offer Pay in 4 in your store?

Don’t hesistate to reach out!

FAQ

Frequently Asked Questions

You've got questions? We've got answers.

Need more answers?

Maya PayLater is a loan service that allows users of the Maya app to shop online or in-store and pay in installments using their Maya Wallet. No credit card needed! Maya PayLater is powered by Maya Bank.

Maya PayLater's first product is Pay in 4, which lets you pay for goods and services in a total of 4 installments due every 2 weeks with no opening fees and as low as 0% interest. Other Maya PayLater products will become available in the future. Maya Pay in 4 is powered by Maya Bank.

Maya PayLater is available as a payment option at participating brands' websites and stores.

You can reach us at (+632) 8845 7788, domestic toll-free at 1800 1084 57788, or at support@mayabank.ph.