- Consumer
- Merchant
Buy now, pay later with Maya Pay in 4
every 2 weeks at 0% interest.
What is
Maya Pay in 4?
Pay in 4 is Maya’s buy now pay later product designed to give you a way to split your purchases* into 4 installments due every two weeks** at 0% interest even if you don’t have a credit card.
This means if you’re buying a ₱2,000 product, you’ll only have to pay ₱500 up front, splitting the balance into three ₱500 installments every two weeks.
Watch out for Maya Pay in 4 as a payment option on your favorite merchant’s desktop and mobile website.
*Total purchases worth ₱1,000 and up are eligible for Maya Pay in 4.
**The first installment payment is your down payment upon purchase.
Requirement
- Upgraded Maya Account
- KYC1 (Fully verified)
- Good Credit Standing
- Basic information
- Data Privacy Consent
What benefits do you get when you Pay in 4?
No more interest
Say goodbye to interest rates with Pay in 4’s 0% interest every two weeks payment scheme. The best part? No hidden fees.
Shop at your
favorite stores
Maya Pay in 4 is now available
at Vamos and Nike and coming soon to more of your favorite merchants
Seamless experience
Loan application, approval, repayments, and tracking can all be done within the Maya app. Remember, it’s everything and a bank!
PARTNER MERCHANTS
Shop at your
favorite merchants
accepting
Maya Pay in 4
How to Checkout via
Maya Checkout / Online Cart
1 Upon checkout, choose "Pay in 4"
2 Tap "Continue"
3 Confirm first payment
4 Enter One-time PIN
5 Congratulations! You've completed your Pay in 4 purchase
How to Checkout via
Maya Terminal
1 Scan QR on the POS via your Maya app
2 Upon checkout, choose “Pay in 4”
3 Tap “Continue”
4 Confirm first payment
5 Enter One-time PIN
6 Congratulations! You’ve completed your Pay in 4 purchase
Frequently Asked Questions
You've got questions? We've got answers.
Need more answers?
Maya PayLater is a loan service that allows users of the Maya app to shop online or in-store and pay in installments using their Maya Wallet. No credit card needed! Maya PayLater is powered by Maya Bank.
Maya PayLater's first product is Pay in 4, which lets you pay for goods and services in a total of 4 installments due every 2 weeks with no opening fees and as low as 0% interest. Other Maya PayLater products will become available in the future. Maya Pay in 4 is powered by Maya Bank.
You may see the brands that offer Maya PayLater at https://www.mayabank.ph/payin4-partner-merchants/
Offer buy now,
pay later with
Maya Pay in 4
What is
Maya Pay in 4?
Pay in 4 is Maya’s Buy Now Pay Later (BNPL) product that lets your customers pay for your goods and services in a total of 4 installments due every 2 weeks at 0% interest using their Maya Wallet. You may offer Pay in 4 installments as a payment option on both your desktop and mobile website.
What benefits do you get from being a Pay in 4 Merchant
Increase inventory turnover
Keep your business flowing by increasing your inventory turnover and giving your customers great products to choose from
Keep costs to a minimum
Through the Pay in 4 payment scheme, you can minimize high depreciation and warehouse costs to maximize your profit
Improve your business
Get the opportunity to easily increase your customer’s basket size, transaction rate, and conversion rate
Requirements
Learn all you need to know about
applying to be a Pay in 4 merchant
PARTNER MERCHANTS
Shop at your
favorite merchants
accepting
Maya Pay in 4
Shop at your
favorite merchants
accepting
Maya Pay in 4
Frequently Asked Questions
You've got questions? We've got answers.
Need more answers?
Maya PayLater is a loan service that allows users of the Maya app to shop online or in-store and pay in installments using their Maya Wallet. No credit card needed! Maya PayLater is powered by Maya Bank.
Maya PayLater's first product is Pay in 4, which lets you pay for goods and services in a total of 4 installments due every 2 weeks with no opening fees and as low as 0% interest. Other Maya PayLater products will become available in the future. Maya Pay in 4 is powered by Maya Bank.
Maya PayLater is available as a payment option at participating brands' websites and stores.
You may see the brands that offer Maya PayLater at https://www.mayabank.ph/payin4-partner-merchants/
