Introducing Mini Payments

Turn any Maya Credit Card purchase into
3, 6, 9, or 12 monthly payments in a few taps

Some limitations apply during the early access period. Some Mini Payment plans may take up to 24 hours to approve. An option to cancel your plan or pay in advance will become available in a future update.
Maya Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.

Convert to your heart's content

Convert multiple transactions into Mini Payments

Make it mini, monthly, and easy

Split purchases into 3-12 months 
with as low as 1% interest

No calls, no forms,
no hassle

Manage and track everything in the Maya app

Get started in just a few taps

And you can do it all in the Maya app

Step 1

Open Maya, go to Transactions, then tap Convert to Mini Payments

Step 2

Select the transactions you wish to convert then tap Continue

Step 3

Choose your desired payment terms then tap Continue to confirm

Step 4

Review the offer, name your Mini Payment plan, and tap Accept

Step 5

Once approved, you’ll find a summary of your plan
on the final screen

Step 1

Tap your Maya Credit Card in the app, go to Statements, then tap Convert Bill to Mini Payments

Step 2

Select the transactions you wish to convert then tap Continue

Step 3

Choose a payment plan and confirm the conversion

Step 4

Review the offer, name your Mini Payment plan, and tap Accept

Step 5

Once approved, you’ll find a summary of your plan on the final screen

Your card balance will soon reflect your new Mini Payment plan and its interest, with the first installment appearing on your statement one month after approval. To avoid late fees, make sure to pay your statement on time.

Try it out

See how you can make large purchases more affordable

How much do you want to convert?

Choose how many months to pay

📅 September 1, 2026
Your monthly Mini Payment for
12 months

7,458.21

To be paid on your next billing statement*

To be paid every 27th day of the month

Date Created

April 27, 2026

Monthly Add-on Rate

1.00%

To be paid in the next month’s billing cycle after creation

Total Interest Amount

9,623.90

This estimate illustrates what your payments might look like. It is for illustrative purposes only and does not constitute a credit offer. Actual costs may vary based on your credit application and terms.

Some Mini Payment plans may take up to 24 hours to approve. An option to cancel your plan or pay in advance will become available in a future update. The monthly dues will form part of your Minimum Amount Due.

*Once your Mini Payment Plan is approved, your first installment will be posted on your next credit card statement and continue every month until the end of the term.

Don’t have a Maya credit card?

Choose the card that fits your lifestyle.

Maya Black

Landers Cashback Everywhere

Frequently Asked Questions

Need more answers?

Maya Mini Payments is credit card installments done the Maya way! With Maya Mini Payments, you can take any big purchase with your Maya Credit Card and instantly turn it into affordable mini payments!

Anyone with a Maya Black Credit Card or Landers Cashback Everywhere Credit Card can use Mini Payments. You don’t need to wait for an installment promo – any transaction can be converted into Mini Payments right on the app. Just select one or more transactions until you reach at least ₱3,000 to convert them into Mini Payments.

Once the feature goes live, simply go to your Credit Card Transactions tab → tap “Convert to Mini Payments” → choose your plan → confirm. That’s it — your big purchases are now lighter and easier to manage.

Coming soon! Mini Payments is in its final rollout phase. You may already see early mentions in the app update 👀 but the feature will be available soon — stay tuned for the official launch!

You’re just a little early! Mini Payments is being rolled out progressively and will appear for all eligible users soon. Make sure your app is updated and notifications are on so you don’t miss the official launch.

Update your app, check your Credit Card Transactions tab, and get ready to make your first Mini Payment! Big purchases are about to get smaller — and smarter — with Mini Payments.