Maya Credit Merchant

Make payments easier for your customers

With Maya Credit, your customers can shop at your online store even when they’re short of money

What is Maya Credit?

Maya Credit lets your customers shop at your store and pay within 30 days or on their next salary date for a minimal service fee against their used credit. If your customer has activated his Maya Credit on the Maya app, it will appear as a payment option on your website upon checkout. Maya Credit will also be available via QR soon.

What's in store for you as a Maya Credit merchant?

More payment options

More payment options for your customers

Maya Credit encourages your customers to shop more using their Maya Credit balance

No additional MDR

No additional MDR

You can get more transactions and sales without additional fees.

Seamless experience

Seamless experience

Maya Credit will automatically activate when you get paid with Maya as a payment option

Requirements

Learn all you need to know about applying to be a Maya Credit Merchant

  • Mayor’s Permit/Business Permit
  • BIR Certificate of Registration
  • Bank Certificate or Bank Statement
  • Client Application Form
  • Mayor’s Permit/Business Permit
  • BIR Certificate of Registration
  • Bank Certificate or Bank Statement (SOA)
  • SEC Registration
  • Articles of Partnership
  • Client Application Form
For Top Corp List / PSE listed:
  • BIR Certificate of Registration
  • Valid POI of Authorized Signatory. Corporate Secretary, Ultimate Beneficial Owner
  • Bank Certificate or Bank Statement (SOA)
  • Client Application Form
For Non-Top Corp List / PSE listed:
  • Mayor’s Permit/Business Permit
  • SEC Registration
  • BIR Certificate of Registration
  • Valid POI of Authorized Signatory, Corporate Secretary, Ultimate Beneficial Owner
  • Secretary’s Certificate or Partner/Board Resolution
  • Bank Certificate or Bank Statement (SOA)
  • Client Application Form

Looking for other loan products?Discover more with Maya Bank

Partner Merchants

Shop at your favorite merchants accepting Maya Credit

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Want to offer Maya Credit in your store?

Start by asking our product experts!

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FAQ

Frequently Asked Questions

You’ve got questions, we’ve got answers

Need more answers?

Maya Credit is a virtual credit line that lets your customers borrow up to P15,000 within the app. They can use this to pay their bills, buy groceries, purchase load, or upgrade their smartphone. This credit line can be accessed for eligible users – giving them cash whenever they need it. 

If you are an existing Maya merchant: the agreed standard MDR (fees) for Maya will also apply for Maya Credit. 

If you are a new Maya merchant: the default standard MDR (fees) of 1.5% for in-store payments and 2% for online payments will apply.

If you are an existing Maya merchant: we'll activate Maya Credit to all existing merchants in phases.

If you are a new Maya merchant: Maya Credit is automatically activated when you get Pay with Maya as a payment solution.

As a Maya Credit merchant, you'll receive merchandising materials from Maya. 

Maya will also help you on the following: 

  1. Nudge your customers via in-app pushes to use Maya Credit for their purchases prior to checkout
  2. Actively promote merchants like you that accept Maya Credit as a payment option to our customer base
  3. Provide online and offline support through in-app banners and interstitials, a separate category for Maya Credit merchants, store page enhancements, joint marketing, and merchandise for your store

Your relationship manager will walk you through the full details of the support we'll provide. 

For merchant concerns and inquiries, contact us at (+632) 8-845 -7700, domestic toll-free (via PLDT landline) at 1-800-1888-6571, or at business.support@maya.ph

It’s everything and
a bank. What more
could you need?

For existing Maya users, update your app to Maya

For existing Maya users,
update your app to Maya
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