With Maya Credit, your customers can shop at your online store even when they’re short of money
Maya Credit lets your customers shop at your store and pay within 30 days or on their next salary date for a minimal service fee against their used credit. If your customer has activated his Maya Credit on the Maya app, it will appear as a payment option on your website upon checkout. Maya Credit will also be available via QR soon.
Maya Credit encourages your customers to shop more using their Maya Credit balance
You can get more transactions and sales without additional fees.
Maya Credit will automatically activate when you get paid with Maya as a payment option
Learn all you need to know about applying to be a Maya Credit Merchant
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Maya Credit is a virtual credit line that lets your customers borrow up to P15,000 within the app. They can use this to pay their bills, buy groceries, purchase load, or upgrade their smartphone. This credit line can be accessed for eligible users – giving them cash whenever they need it.
If you are an existing Maya merchant: the agreed standard MDR (fees) for Maya will also apply for Maya Credit.
If you are a new Maya merchant: the default standard MDR (fees) of 1.5% for in-store payments and 2% for online payments will apply.
If you are an existing Maya merchant: we'll activate Maya Credit to all existing merchants in phases.
If you are a new Maya merchant: Maya Credit is automatically activated when you get Pay with Maya as a payment solution.
As a Maya Credit merchant, you'll receive merchandising materials from Maya.
Maya will also help you on the following:
Your relationship manager will walk you through the full details of the support we'll provide.
For merchant concerns and inquiries, contact us at (+632) 8-845 -7700, domestic toll-free (via PLDT landline) at 1-800-1888-6571, or at business.support@maya.ph
Interest rate | New & existing depositors |
---|---|
Base rate | 3.5% p.a. |
Boosted interest rate unlocked at P250 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 5% p.a. |
Boosted interest rate unlocked at P1,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 6% p.a. |
Boosted interest rate unlocked at P25,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 8% p.a. |
Boosted interest rate unlocked at P35,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 10% p.a. |
For Smart Postpaid users: Boosted Interest rate unlocked with exclusive voucher code and spend of P999 |
11% p.a. |
Boosted Rate unlocked when you refer a friend with your @username | 12% p.a. |
Interest rate | New & existing depositors |
---|---|
Base rate | 3.5% p.a. |
Boosted interest rate unlocked at P250 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 5% p.a. |
Boosted interest rate unlocked at P1,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 6% p.a. |
Boosted interest rate unlocked at P25,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 8% p.a. |
Boosted interest rate unlocked at P35,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 10% p.a. |
For Smart Postpaid users: Boosted Interest rate unlocked with exclusive voucher code and spend of P999 |
11% p.a. |
Boosted Rate unlocked when you refer a friend with your @username | 12% p.a. |