Earn up to

15% p.a.

and more.

Boosted interest p.a. everyday

on your Maya Savings account when you pay with Maya

*Boosted interest applies to your first ₱100,000
*Promo runs until October 1-31,2024

Maya Bank Inc. and Maya Philippines Inc. are regulated by the BSP. Deposits are insured by PDIC up to ₱500,000 per depositor

mechanics go here icon mechanics go here icon

How it works

Step 1
1

Open a Maya Savings account 🏦

Step 2
2

Go to Savings to see the interest boosts you can unlock 📲

Step 3
3

Spend with Maya to boost your Maya Savings interest up to 15%* p.a.

*The boosted interest rate only applies to your first ₱100,000, but you can enjoy the base 3.5% p.a. interest up to your first ₱5M.

Step 4
4

Allow notifications from your Maya app (check your phone’s settings) 🔔

Step 5
5

Just spend with Maya and get notifications when you complete a boost! ⬆️

View full promo mechanics

  • New Maya User
  • Existing Maya User

Boost your Savings interest all the way to

15% p.a.

and more on your first ₱100,000

3.5% p.a.

Open a Maya Savings account

12% p.a.

Spend a total of ₱500 via on Bills pay, Load, Invest on Funds or QR,  Checkout, or Card

14% p.a.

Spend a total of ₱500 airtime load

*For select users only

13% p.a.

Refer a friend with @username

13% p.a.

Spend a total of ₱3,000 via Maya Easy Credit on QR, or Maya Shop

14% p.a.

Buy load  ₱100 TNT load and deposit to Maya Savings

15% p.a.

Spend  a total of ₱3,000 on Grab via Maya Checkout

Boost your Savings interest all the way to

13% p.a.

and more on your first ₱100,000

3.5% p.a.

Open a Maya Savings account

5% p.a.

Spend a total of ₱250 via Bills pay, Load, Stocks, Funds,QRPH, Checkout, or card

6% p.a.

Spend a total of ₱1,000 via QRPh, card, checkout, Stocks, & Funds

7% p.a.

Spend a total of ₱3,000 via Maya Easy Credit on QR, or Maya Shop

9% p.a.

Spend a total of ₱25,000 via QRPh, card, checkout, Stocks, & Funds

11% p.a.

Spend a total of ₱35,000 via QRPh, card, checkout, Stocks, & Funds

12% p.a.

Buy ₱100 TNT load sa Maya at i-deposit to sa Savings

13% p.a.

Spend a total of ₱500 load
*For select users only

13% p.a.

Spend  a total of ₱3,000 on Grab via Maya Checkout

Get 1% cashback & +1% p.a

KaTropa! Bili na ng ₱100 load for more ipon

Learn more

Boost your Savings interest all the way to

15% p.a.

and more on your
first ₱100,000

3.5% p.a.

Open a Maya Savings account

12% p.a.

Spend a total of ₱500 via
on Bills pay, Load, Invest on
Funds, Crypto or QR, Checkout, or Card

14% p.a.

Spend a total of ₱500
airtime load
*For select users only

15% p.a.

Buy ₱100 TNT load sa Maya at i-deposit to sa Savings

Boost your Savings interest all the way to

14% p.a

and more on your
first ₱100,000

3.5% p.a.

Open a Maya Savings account

5% p.a.

Spend a total of P250 via
Bills pay, Load Stocks ,Funds ,QRPH ,Checkout, or card

6% p.a.

Spend a total of ₱1,000 via QRPh, card, checkout, Stocks, & Funds

7% p.a.

Spend a total of ₱3,000
via Maya Easy Credit on QR, or
Maya Shop

9% p.a.

Spend a total of ₱25,000
via QRPh, card, checkout, Stocks, & Funds

11% p.a.

Spend a total of ₱35,000
via QRPh, card, checkout, Stocks, & Funds

13% p.a.

Spend a total of ₱500 load
*For select users only

14% p.a.

Buy ₱100 TNT load sa Maya at i-deposit to sa Savings

It’s easy
to get boosted

There are countless ways to unlock up to
14% interest p.a. on your Maya Savings account

  • 5% Interest p.a.
  • 6% Interest p.a.
  • 7% Interest p.a.
  • 8% Interest p.a.
  • 10% Interest p.a.
  • 12% Interest p.a.
  • 14% Interest p.a.

*For illustration purposes only

Partner Merchants

The opportunities to get boosted are endless

Pay with Maya at any of these merchants to earn up to 14% interest p.a. on your Maya Savings account

Maya Card

Pay with your Maya Card for our non-partner merchants

Use your physical or virtual Maya Card to pay anywhere that accepts VISA or Mastercard

Tell me more

Frequently Asked Questions

Need more answers?

Log in to your Maya app, tap ‘Savings’ at the top of the screen, and select ‘Start saving now.’ Follow the rest of the instructions to set up your Maya Savings account!

Starting June 2, your base interest will be 3.5% per
annum* credited daily.
Want it boosted up to 14% p.a. and more? Simply pay
with Maya to earn a bonus interest of up to 10.5%
p.a.*.

You can learn more
at mayabank.ph/highinterestsavings

Interest rates may change but will only take effect after
the public has been notified. Accounts with no deposit
or withdrawal for the past 2 years will earn no interest.
For the latest interest rates, see Annex A of the Terms
and Conditions at mayabank.ph/terms-conditions.

*Base interest rate applies to deposit balance of up to
P5,000,000

**Bonus interest applies to deposit balance of up to
P100,000

Your Maya Savings account earns interest daily. Your interest is based on your balance at the end of the day and is credited to your account on the next day minus applicable taxes.​

Your Personal Goal accounts, meanwhile, earn interest monthly. Your interest is credited to your accounts on the first calendar day of the following month minus applicable taxes.

Absolutely. We own a digital banking license from the Bangko Sentral ng Pilipinas, meaning our customers are protected by very strict standards and guidelines. In addition, deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor. You can rest easy knowing your money is safe with Maya.​

If you already have an upgraded Maya account, we should have all the information we need for you to start saving. Otherwise, you’ll need to upgrade first and provide the following:

  1. Full name (including your middle name) and/or PhilSys number (if available)​
  2. Date and place of birth​
  3. Address​
  4. Contact number and email address​
  5. Citizenship or nationality​
  6. Source of funds and nature of work​
  7. Signature or biometric data​
  8. 1 primary ID or 2 secondary IDs (go to maya.ph/upgrade for a full list of accepted IDs)

Your information will be shared with Maya Bank, Inc. with your consent.

You’ll need to upgrade your account first, which will also unlock the rest of Maya’s features. Upgrading is totally free and shouldn’t take long. For instructions, visit maya.ph/upgrade.

​No. You can deposit as little or as much as you want!

Earned interest is computed daily using the applicable interest rate/s and your end-of-day balance based on (Actual number of days considered in the computation)/(365).

Daily interest earned is computed based on the following formula:

End-of-day balance x (interest rate) x (1/365)

Total interest earned for the month is the sum of the daily interest earned for each day in the month.

Interest rates may change but will only take effect after the public has been notified. Accounts with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.

Yes. Your Maya Savings account number is 12 digits long and may only be used for bank-related transactions, like transfers. You can find it under My Savings (or under the name of your Personal Goal/s, if you have any).

Your Maya number, on the other hand, is the 11-digit mobile number you used to create your Maya account.

You can deposit using money from your Maya Wallet or from a non-Maya bank account:

From your Maya Wallet

  1. On your Savings dashboard, tap ‘Deposit.’
  2. Choose ‘My Wallet.’
  3. Choose ‘My Savings’ (or any of your Personal Goals, if you have any)
  4. Enter the amount to be deposited.
  5. Press ‘Deposit’ to complete the transaction.

From a non-Maya bank app

  1. Open your other bank app and initiate a transfer.
  2. Select ‘Maya Bank, Inc.’ as the destination.
  3. Enter your account details, including your 12-digit Maya Savings account number.
  4. Enter the amount to be transferred.
  5. Choose PESONet or InstaPay and complete the transaction.

Note: PESONet transactions made before 4 PM will be posted within the same business day. PESONet transactions made after 4 PM or on a holiday or weekend will be processed on the next available business day.

You can transfer to your Wallet instantly and for free. Here’s how:

  1. On your Savings dashboard, tap ‘Transfer.’
  2. Choose ‘My Wallet.’
  3. Enter the amount to be transferred.
  4. Tap ‘Transfer’ to complete the transaction.

It’s everything and
a bank. What more
could you need?

For existing PayMaya users, update your app to Maya
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