Earn up to
15% p.a.
and more.
Boosted interest p.a. everyday
on your Maya Savings account when you pay with Maya
*Promo runs until October 1-31,2024
Maya Bank Inc. and Maya Philippines Inc. are regulated by the BSP. Deposits are insured by PDIC up to ₱500,000 per depositor
How it works
Open a Maya Savings account 🏦
Go to Savings to see the interest boosts you can unlock 📲
Spend with Maya to boost your Maya Savings interest up to 15%* p.a.
*The boosted interest rate only applies to your first ₱100,000, but you can enjoy the base 3.5% p.a. interest up to your first ₱5M.
Allow notifications from your Maya app (check your phone’s settings) 🔔
Just spend with Maya and get notifications when you complete a boost! ⬆️
- New Maya User
- Existing Maya User
Boost your Savings interest all the way to
15% p.a.
and more on your first ₱100,000
3.5% p.a.
Open a Maya Savings account
12% p.a.
Spend a total of ₱500 via on Bills pay, Load, Invest on Funds or QR, Checkout, or Card
14% p.a.
Spend a total of ₱500 airtime load
*For select users only
13% p.a.
Refer a friend with @username
13% p.a.
Spend a total of ₱3,000 via Maya Easy Credit on QR, or Maya Shop
14% p.a.
Buy load ₱100 TNT load and deposit to Maya Savings
15% p.a.
Spend a total of ₱3,000 on Grab via Maya Checkout
Boost your Savings interest all the way to
13% p.a.
and more on your first ₱100,000
3.5% p.a.
Open a Maya Savings account
5% p.a.
Spend a total of ₱250 via Bills pay, Load, Stocks, Funds,QRPH, Checkout, or card
6% p.a.
Spend a total of ₱1,000 via QRPh, card, checkout, Stocks, & Funds
7% p.a.
Spend a total of ₱3,000 via Maya Easy Credit on QR, or Maya Shop
9% p.a.
Spend a total of ₱25,000 via QRPh, card, checkout, Stocks, & Funds
11% p.a.
Spend a total of ₱35,000 via QRPh, card, checkout, Stocks, & Funds
12% p.a.
Buy ₱100 TNT load sa Maya at i-deposit to sa Savings
13% p.a.
Spend a total of ₱500 load
*For select users only
13% p.a.
Spend a total of ₱3,000 on Grab via Maya Checkout
Boost your Savings interest all the way to
15% p.a.
and more on your
first ₱100,000
Open a Maya Savings account
Spend a total of ₱500 via
on Bills pay, Load, Invest on
Funds, Crypto or QR, Checkout, or Card
Spend a total of ₱500
airtime load
*For select users only
Buy ₱100 TNT load sa Maya at i-deposit to sa Savings
Boost your Savings interest all the way to
14% p.a
and more on your
first ₱100,000
Open a Maya Savings account
Spend a total of P250 via
Bills pay, Load Stocks ,Funds ,QRPH ,Checkout, or card
Spend a total of ₱1,000 via QRPh, card, checkout, Stocks, & Funds
Spend a total of ₱3,000
via Maya Easy Credit on QR, or
Maya Shop
Spend a total of ₱25,000
via QRPh, card, checkout, Stocks, & Funds
Spend a total of ₱35,000
via QRPh, card, checkout, Stocks, & Funds
Spend a total of ₱500 load
*For select users only
Buy ₱100 TNT load sa Maya at i-deposit to sa Savings
I'm game to save 1
I’ll keep the money in my account for
I can spend this much on load and bills
I can spend this much via Maya Checkout,
QR, or card
Your boosted interest2 is
10% p.a. 🙌
That's
₱ 5
a day!3✨
1 Savings balance in excess of ₱100,000 earns 3.5% p.a.
2 Savings balance in excess of ₱5,000,000 does not earn any interest
3 Highest possible daily interest (gross) you can earn for [x] days,
computed as
[saved amount] x 1/365 x [boosted interest rate]
Check out the full interest rate chart to find out more
It’s easy
to get boosted
There are countless ways to unlock up to
14% interest p.a. on your Maya Savings account
-
Existing Maya Users
Spend ₱250
Buy Load
₱100
Scan QR
₱150
-
Existing Maya Users
Spend ₱1,000
Checkout
₱500
Pay with card
₱500
-
Existing Maya Users
Spend ₱3,000 with Maya Credit on QR or Maya Shop
Scan QR and pay with Maya Credit
₱2,000
Buy Load and pay with Maya Credit
P1,000
-
Spend ₱25,000
Scan QR
₱6,000
Pay with card
P15,000
Checkout
₱4,000
-
Existing Maya Users
Spend ₱35,000
Pay with card
₱12,000
Pay with card
₱15,000
Scan QR
₱8,000
-
Refer a friend with @username and earn boost for 15 days
-
New to Maya?
Sign up for Maya, open a savings account
and spend Php500 to get +8.5% interest p.a. on your Maya! SavingsFamily Set Meal
₱500
- 5% Interest p.a.
- 6% Interest p.a.
- 7% Interest p.a.
- 8% Interest p.a.
- 10% Interest p.a.
- 12% Interest p.a.
- 14% Interest p.a.
*For illustration purposes only
Partner Merchants
The opportunities to get boosted are endless
Pay with Maya at any of these merchants to earn up to 14% interest p.a. on your Maya Savings account
Pay with your Maya Card for our non-partner merchants
Use your physical or virtual Maya Card to pay anywhere that accepts VISA or Mastercard
Tell me moreLog in to your Maya app, tap ‘Savings’ at the top of the screen, and select ‘Start saving now.’ Follow the rest of the instructions to set up your Maya Savings account!
Starting June 2, your base interest will be 3.5% per
annum* credited daily.
Want it boosted up to 14% p.a. and more? Simply pay
with Maya to earn a bonus interest of up to 10.5%
p.a.*.
You can learn more
at mayabank.ph/highinterestsavings
Interest rates may change but will only take effect after
the public has been notified. Accounts with no deposit
or withdrawal for the past 2 years will earn no interest.
For the latest interest rates, see Annex A of the Terms
and Conditions at mayabank.ph/terms-conditions.
*Base interest rate applies to deposit balance of up to
P5,000,000
**Bonus interest applies to deposit balance of up to
P100,000
Your Maya Savings account earns interest daily. Your interest is based on your balance at the end of the day and is credited to your account on the next day minus applicable taxes.
Your Personal Goal accounts, meanwhile, earn interest monthly. Your interest is credited to your accounts on the first calendar day of the following month minus applicable taxes.
Absolutely. We own a digital banking license from the Bangko Sentral ng Pilipinas, meaning our customers are protected by very strict standards and guidelines. In addition, deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor. You can rest easy knowing your money is safe with Maya.
If you already have an upgraded Maya account, we should have all the information we need for you to start saving. Otherwise, you’ll need to upgrade first and provide the following:
- Full name (including your middle name) and/or PhilSys number (if available)
- Date and place of birth
- Address
- Contact number and email address
- Citizenship or nationality
- Source of funds and nature of work
- Signature or biometric data
- 1 primary ID or 2 secondary IDs (go to maya.ph/upgrade for a full list of accepted IDs)
Your information will be shared with Maya Bank, Inc. with your consent.
You’ll need to upgrade your account first, which will also unlock the rest of Maya’s features. Upgrading is totally free and shouldn’t take long. For instructions, visit maya.ph/upgrade.
No. You can deposit as little or as much as you want!
Earned interest is computed daily using the applicable interest rate/s and your end-of-day balance based on (Actual number of days considered in the computation)/(365).
Daily interest earned is computed based on the following formula:
End-of-day balance x (interest rate) x (1/365)
Total interest earned for the month is the sum of the daily interest earned for each day in the month.
Interest rates may change but will only take effect after the public has been notified. Accounts with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.
Yes. Your Maya Savings account number is 12 digits long and may only be used for bank-related transactions, like transfers. You can find it under My Savings (or under the name of your Personal Goal/s, if you have any).
Your Maya number, on the other hand, is the 11-digit mobile number you used to create your Maya account.
You can deposit using money from your Maya Wallet or from a non-Maya bank account:
From your Maya Wallet
- On your Savings dashboard, tap ‘Deposit.’
- Choose ‘My Wallet.’
- Choose ‘My Savings’ (or any of your Personal Goals, if you have any)
- Enter the amount to be deposited.
- Press ‘Deposit’ to complete the transaction.
From a non-Maya bank app
- Open your other bank app and initiate a transfer.
- Select ‘Maya Bank, Inc.’ as the destination.
- Enter your account details, including your 12-digit Maya Savings account number.
- Enter the amount to be transferred.
- Choose PESONet or InstaPay and complete the transaction.
Note: PESONet transactions made before 4 PM will be posted within the same business day. PESONet transactions made after 4 PM or on a holiday or weekend will be processed on the next available business day.
You can transfer to your Wallet instantly and for free. Here’s how:
- On your Savings dashboard, tap ‘Transfer.’
- Choose ‘My Wallet.’
- Enter the amount to be transferred.
- Tap ‘Transfer’ to complete the transaction.
Interest rate chart
Interest rate | New & existing depositors |
---|---|
Base rate | 3.5% p.a. |
Boosted interest rate unlocked at P250 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 5% p.a. |
Boosted interest rate unlocked at P1,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 6% p.a. |
Boosted interest rate unlocked at P25,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 8% p.a. |
Boosted interest rate unlocked at P35,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 10% p.a. |
For Smart Postpaid users: Boosted Interest rate unlocked with exclusive voucher code and spend of P999 |
11% p.a. |
Boosted Rate unlocked when you refer a friend with your @username | 12% p.a. |
Interest rate chart
Interest rate | New & existing depositors |
---|---|
Base rate | 3.5% p.a. |
Boosted interest rate unlocked at P250 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 5% p.a. |
Boosted interest rate unlocked at P1,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 6% p.a. |
Boosted interest rate unlocked at P25,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 8% p.a. |
Boosted interest rate unlocked at P35,000 accumulate spend via QR, Pay via Maya Card, Pay via Mobile Number, Checkout with Maya | 10% p.a. |
For Smart Postpaid users: Boosted Interest rate unlocked with exclusive voucher code and spend of P999 |
11% p.a. |
Boosted Rate unlocked when you refer a friend with your @username | 12% p.a. |