
WELCOME TO MAYA BLACK
INSTANT MILES. SERIOUSLY SECURE. EVERYONE’S INVITED.


T&Cs apply. Approval and offer are subject to credit evaluation. Some features will become available in a future update. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.
T&Cs apply. Approval and offer are subject to credit evaluation. Some features will become available in a future update. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.
Earn Maya Miles instantly & everywhere


Earn Maya Miles instantly with every tap and get closer to your next free trip
Check your earned miles anytime on the app without having to call or wait for your monthly statements

Spend your miles and go places




Use your miles to redeem rewards from the in-app catalog


Pay anywhere with total peace of mind

Protect your card details with a numberless card—your details are only visible to you on the Maya app
Freeze and unfreeze your card with a tap to protect yourself from unauthorized transactions
Adjust or toggle your spending limits to stay in control of how your money is spent

No annual fees forever


Pay zero annual fees forever simply by using Maya Black at least once a month *
* No monthly inactivity fees in the first 6 months, then waived when you make at least one transaction with your credit card per month


Fast-track your application with a security deposit

Eligible users can start using Maya Black by opening a security deposit with 80% of the deposited amount as credit limit
Keep using it and you might just unlock a standard credit card with a bigger limit


Upgrade to metal and expand your rewards



Earn miles even faster, enjoy free airport lounge access plus other travel perks, and unlock the best of Maya Black with a credit card forged in the finest metal



Use your miles to redeem rewards from the in-app catalog
Earn Maya Miles instantly & everywhere


Spend your miles and go places



Pay anywhere with total peace of mind

No annual fees forever



Fast-track your application with a security deposit


Upgrade to metal and expand your rewards




Earn up to 10x miles
Earn up to 10x Maya Miles when you shop, dine, pay, or play at Maya Black Preferred brands.
Discover them on the app or just look for the Maya Black Preferred badge in-store.
Get started with Maya Black
Apply in minutes with an upgraded Maya account and get instant approval right on the Maya app
Application is subject to credit evaluation. Terms and conditions apply. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the BangkoSentral ng Pilipinas.
- Application
- Security Deposit
- Activation
- Payment

1
Tap the Maya Black banner under the Cards tab

2
Enter your details

3
Choose your cardholder name

4
Choose your monthly cutoff

5
Start using your card details on the app for one-time online payments as soon as you’re approved

1
Tap Continue after completing your application
Note: The security deposit is applicable to select users only

2
Choose your fund source and enter your security deposit amount

3
Start using your card details on the app for one-time online payments as soon as you’re approved

4
View your security deposit anytime on your Savings dashboard

1
Tap Activate your card on your Credit Card dashboard

2
Enter your Card ID

3
Set a 6-digit card PIN

4
Confirm your PIN

5
Tap or swipe in-store anywhere in the world to start earning Maya Miles

1
Tap Pay now on your Credit Card dashboard

2
Confirm or edit the amount you’re paying

3
Choose a fund source and tap Continue to proceed with your payment

4
View your receipt or tap Continue to go back to your Credit Card dashboard

Pay in-store by tapping your card at a Maya POS Terminal
You can cboose how many Maya Miles you’ll use for your purchase


Convert to airlines miles in-app


Redeem other travel rewards in-app
Who is eligible?
You can apply for a Maya Black Credit Card if:
- You are 21 to 65 years old
- You are a Filipino resident
- You have a regular monthly income
However, note that the above qualifications don’t guarantee eligibility for the credit card. Credit card approval and offer are subject to credit evaluation, which includes, but is not limited to, your existing credit history, income, and other financial or profile considerations.
Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph
What requirements or documents do I need to apply?
All you need to apply is an upgraded Maya account.* When applying for the Maya Black Credit Card on the Maya app, you may be asked for the following information:
- Personal details
- Employment details
- Contact reference
Credit card application is subject to credit evaluation
*Upgrading your Maya account is free and requires only 1-2 valid IDs. For details, please visit maya.ph/upgrade. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph
How long does application take?
You can complete your application in under 5 minutes on the Maya app
When and how will I receive my credit card?
Once approved, your physical credit card will be delivered to the address you indicated in your application. Delivery takes up to 4 working days for areas in Metro Manila and up to 10 working days everywhere else.
You can also start using your virtual credit card as soon as your application is approved. To see your virtual credit card, open Maya, tap Cards, and select your credit card
What is a security deposit and why do I need to make one?
A security deposit account allows you to apply for a credit card using funds from your Maya Wallet or Maya Savings as your credit limit. It will help you build your credit score and eventually qualify for a standard credit card without needing a security deposit.
This option may be given to users who do not qualify for a standard Maya Black Credit Card.
For more information & support, visit our Help Center



How to spend
your Maya Miles
your hard-earned Maya Miles:
Pay with your miles at a Maya Terminal
Convert your miles into Mabuhay Miles
Exchange your miles for travel rewards
from the catalog

How to pay
with Maya Miles
at a Maya Terminal
1
Say you’ll pay with Maya Miles
At a checkout counter with a Maya Terminal, tell the cashier that you would like to use your Maya Miles
2
Tap your Maya Black Credit Card
After the cashier enters the total amount to pay, tap your card on the terminal
3
Choose how many Maya Miles to use
If you choose to only pay a portion of the amount with your miles, the remaining amount will be paid using your credit card
