WELCOME TO MAYA BLACK

INSTANT MILES. SERIOUSLY SECURE. EVERYONE’S INVITED.

T&Cs apply. Approval and offer are subject to credit evaluation. Some features will become available in a future update. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.

T&Cs apply. Approval and offer are subject to credit evaluation. Some features will become available in a future update. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.

Earn Maya Miles instantly & everywhere

Earn Maya Miles instantly with every tap and get closer to your next free trip

Check your earned miles anytime on the app without having to call or wait for your monthly statements

Spend your miles and go places

Pay for shopping or dining using your miles by tapping your card on a Maya Terminal
Convert your Maya Miles to airline miles on the app

Use your miles to redeem rewards from the in-app catalog

Pay anywhere with total peace of mind

Protect your card details with a numberless card—your details are only visible to you on the Maya app

Freeze and unfreeze your card with a tap to protect yourself from unauthorized transactions

Adjust or toggle your spending limits to stay in control of how your money is spent

No annual fees forever

Pay zero annual fees forever simply by using Maya Black at least once a month *

* No monthly inactivity fees in the first 6 months, then waived when you make at least one transaction with your credit card per month

Fast-track your application with a security deposit

Eligible users can start using Maya Black by opening a security deposit with 80% of the deposited amount as credit limit

Keep using it and you might just unlock a standard credit card with a bigger limit

Upgrade to metal and expand your rewards

Earn miles even faster, enjoy free airport lounge access plus other travel perks, and unlock the best of Maya Black with a credit card forged in the finest metal

Earn Maya Miles instantly & everywhere

Spend your miles and go places

Pay anywhere with total peace of mind

No annual fees forever

Fast-track your application with a security deposit

Upgrade to metal and expand your rewards

Earn up to 10x miles

Earn up to 10x Maya Miles when you shop, dine, pay, or play at Maya Black Preferred brands.

Discover them on the app or just look for the Maya Black Preferred badge in-store.

Get started with Maya Black

Apply in minutes with an upgraded Maya account and get instant approval right on the Maya app

Application is subject to credit evaluation. Terms and conditions apply. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the BangkoSentral ng Pilipinas.

  • Application
  • Security Deposit
  • Activation
  • Payment

Frequently Asked Questions

You’ve got questions, we’ve got answers

Who is eligible?

You can apply for a Maya Black Credit Card if:

  • You are 21 to 65 years old
  • You are a Filipino resident
  • You have a regular monthly income

However, note that the above qualifications don’t guarantee eligibility for the credit card. Credit card approval and offer are subject to credit evaluation, which includes, but is not limited to, your existing credit history, income, and other financial or profile considerations.

 

Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph

All you need to apply is an upgraded Maya account.* When applying for the Maya Black Credit Card on the Maya app, you may be asked for the following information:

  • Personal details
  • Employment details
  • Contact reference

Credit card application is subject to credit evaluation

 

*Upgrading your Maya account is free and requires only 1-2 valid IDs. For details, please visit maya.ph/upgrade. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph

You can complete your application in under 5 minutes on the Maya app

Once approved, your physical credit card will be delivered to the address you indicated in your application. Delivery takes up to 4 working days for areas in Metro Manila and up to 10 working days everywhere else.

 

You can also start using your virtual credit card as soon as your application is approved. To see your virtual credit card, open Maya, tap Cards, and select your credit card

A security deposit account allows you to apply for a credit card using funds from your Maya Wallet or Maya Savings as your credit limit. It will help you build your credit score and eventually qualify for a standard credit card without needing a security deposit.

 

This option may be given to users who do not qualify for a standard Maya Black Credit Card.

For more information & support, visit our Help Center

Get banked
with the #1
Digital Bank App
in the Philippines

in monthly active users

How to spend
your Maya Miles

There are three ways to enjoy
your hard-earned Maya Miles:

Pay with your miles at a Maya Terminal

Convert your miles into Mabuhay Miles

Exchange your miles for travel rewards
from the catalog

How to pay
with Maya Miles
at a Maya Terminal 

1

Say you’ll pay with Maya Miles

At a checkout counter with a Maya Terminal, tell the cashier that you would like to use your Maya Miles

2

Tap your Maya Black Credit Card

After the cashier enters the total amount to pay, tap your card on the terminal

3

Choose how many Maya Miles to use

If you choose to only pay a portion of the amount with your miles, the remaining amount will be paid using your credit card